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Tesco Bank: Clubcard credit cards reviews

Name: Clubcard credit cards
Rating: 4.04 (343 reviews)

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4.04

Based on 343 reviews, last reviewed 20th Jun 2026

175% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

57%

22%

10%

Latest highest rating:

4

Generally good experience, irritant is the site does... Generally good experience, irritant is the site does not update quickly enough re payments in and pending. Advises payment dates and debits payment a... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Worst bank ever, zero customer service and terrible... Worst bank ever, zero customer service and terrible banking experience. No flexibility and provide no help to customers. Reviewed on: 20th June 2026

Read all reviews See your review

About this product

With Tesco Bank Clubcard credit cards, you can collect Clubcard points, spread the cost of larger purchases, help build your credit score and transfer balances.

There are a range of cards to choose from and the online eligibility checker shows if you’re likely to be accepted before you apply, protecting your credit score.

Tesco Bank Clubcard credit card reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

Tesco Bank Clubcard credit cards reviews (343)

Review of the Tesco Bank, Clubcard credit cards:

Got this card and it gives points to spend in Tesco...

Got this card and it gives points to spend in Tesco store. Reviewed on: 13th April 2024

Tesco banking/finance is just a breath of fresh air...

Tesco banking/finance is just a breath of fresh air in a world that is full of other high percent APR lending companies. Reviewed on: 22nd January 2026

Great service.

Great service. A very swift response to gaining a credit card. Reviewed on: 22nd January 2026

Untrusty Credit Card when abroad.

After contacting Tesco to inform them we were going abroad and being told that it was NOT necessary, my card was blocked when trying to make a substantial credit card payment for car hire while abroad. After spending £45 on phone calls (there is no other way to contact them) and a promise that the card would be unblocked, it was blocked again. What is the point of having a credit card that you cannot trust to work? I have had this credit card for many years and used it many times abroad but I now have no trust in it. To make matter worse, I was totally fobbed of when trying to have my experience explained to me. Reviewed on: 7th November 2025

They are a pain.

They are a pain. When you do a balance transfer on other credit cards the statement tells you the end date. With Tesco Bank it doesn't put any dates on the statements and you have to call them to find it out and check it. Reviewed on: 8th October 2025

Clubcard benefits

I love using my Tesco credit club card all year to save points and then spend them on double up reward partners. It feels like money for nothing! Reviewed on: 5th September 2025

I am waiting for a pending transaction to go off my...

I am waiting for a pending transaction to go off my account. 8 days and counting. This was a cancelled transaction. Why is taking so long. It reduces my credit available whilst still pending . Reviewed on: 21st July 2025

Slow very difficult contact when u need help

Slow very difficult contact when u need help Reviewed on: 15th June 2025

Very new to them Direct Debit set up they did not ta...

Very new to them Direct Debit set up they did not take my payment then marked my credit file their error not mine they merged with Barclays now & they are doing the same thing to customers I have an excellent credit score, I am awaiting an investigation if not resolved fairly I will be taking Legal advice AVOID this company.. Reviewed on: 15th June 2025

Tesco is hard to beat

Never any problems, not a bad word to say Reviewed on: 13th June 2025

I got this card for shopping in Tesco and I am very...

I got this card for shopping in Tesco and I am very happy. I had experience with the operator, I was worried about the upcoming payment, but the employee helped me a lot. I have only positive reviews and experience Reviewed on: 13th June 2025

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