Smart Money People Logo

Zopa: Cash ISA reviews

4.96
Based on 790 reviews, last reviewed 8th Apr 2025
54400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service I have a couple of savings accounts with zopa and couldn't be happier. I became a customer after taking a personal loan from them. They have always be... Read more Reviewed on: 8th April 2025
Gary B's avatar
Gary B

Latest lowest rating:

2

High rates but let down I chose Zopa because they offered very competitive rates, however the ISA has numerous restrictions. Whilst I probably could have found these restrict... Read more Reviewed on: 16th April 2024
Anonymous's avatar
Anonymous

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (790)

Review of the Zopa, Cash ISA:

Appy customer.

5
I saw Zopa suggested on the Moneysavingexpert website as a top option for Cash ISAs so went ahead and opened one. Zopa made the on line set up process very easy. They also gave a great app which makes it easy to keep track of things. So with highly competitive rates and an excellent app they are amongst the best of the many financial institutions I have experienced. Reviewed on: 3rd April 2025

Excellent service

5
I have a couple of savings accounts with zopa and couldn't be happier. I became a customer after taking a personal loan from them. They have always been great from start to finish. Reviewed on: 8th April 2025

zopa very good.

5
zopa very good. been saving with them for a while. good interest rates in general a good company. very quick to respond if you have a problem Reviewed on: 8th April 2025

Brilliant

5
I love the ISA you can have separate pots for different things I save for and saves me doing a spreadsheet. Reviewed on: 8th April 2025

A great experience

5
Very easy to access and move funds around Reviewed on: 7th April 2025

Zopa suits me

5
Highly competitive and easy to navigate with products to suit everyone Reviewed on: 7th April 2025

Easy online app.

5
Easy online app.ISA easy to open. Reviewed on: 7th April 2025

Good product, good return

5
Straightforward to open and good value, one of the best interest rates when I was looking and have kept me up to date since. Reviewed on: 7th April 2025

Good reliable online bank

5
I've been with Zopa for a few years now and as simple as it sounds I cant fault them Reviewed on: 7th April 2025

Great rates, easy to manage

5
Managing my Zopa accounts is as easy as it could possibly be. In addition to the ISA, I have a Regular Saver (7.5% AER) into which I can deposit up to £300/month and a current account paying 2%. Transferring money between them is very straightforward in the app and I’m just watching my savings grow. Thanks for a fantastic product! Reviewed on: 6th April 2025

Good rate I'm looking to invest again in 2025

5
Good rate I'm looking to invest again in 2025 Reviewed on: 6th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products