Smart Money People Logo

Zopa: Cash ISA reviews

4.95
Based on 1,025 reviews, last reviewed 18th Apr 2025
162% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Ordinary saver meets exceptional bank I have only ever invested in fixed rate ISA’S previously, so it has been eye opening to see my ISA grow in value every month when the interest and bon... Read more Reviewed on: 18th April 2025
Carol W's avatar
Carol W

Latest lowest rating:

1

Don’t bother, they won’t communicate I’m in the process of moving a cash ISA from them to another provider and because they haven’t returned contact to the third part , I have made numero... Read more Reviewed on: 16th April 2025
Brett G's avatar
Brett G

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (1025)

Review of the Zopa, Cash ISA:

Easy app to use and clear information.

5
Easy app to use and clear information. Competitive interest rate too. Reviewed on: 6th April 2025

Ordinary saver meets exceptional bank

5
I have only ever invested in fixed rate ISA’S previously, so it has been eye opening to see my ISA grow in value every month when the interest and bonus interest is added. Zopa offers a really good banking and saving service with products to suit all. The staff are always keen to help with any queries and support me. Reviewed on: 18th April 2025

User-friendly App.

5
User-friendly App. Ease account opening and set-up; Good rates for different savings accounts including ISAs. Reviewed on: 18th April 2025

Good rate, flexible isa.

4
Good rate, flexible isa. Different isa pot. Only issue is transfer out, you have to wait for the all fixed term pot to become access isa pot, only then you can transfer. Reviewed on: 17th April 2025

Very Easy Cash ISA

5
Very easy to set up, very easy to add/withdraw money, very easy to administer overall and very easy to like. Reviewed on: 17th April 2025

Easy to use app and great communication

5
Easy to use app and great communication Reviewed on: 17th April 2025

Great app and great interest rates.

5
Great app and great interest rates. Good customer communication. Reviewed on: 17th April 2025

Easy banking

5
Easy to use, set up, clear & transparent Reviewed on: 17th April 2025

Easy to manage through app.

5
Easy to manage through app. Can take a while to get to speak to someone if you have a question, but knowledgeable staff once you to make contact. Reviewed on: 17th April 2025

Easy to manage account via the App

5
Easy to manage account via the App and transfer monies Reviewed on: 17th April 2025

Zopa savings accounts

5
Excellent service, a bit slow on the phones. Reviewed on: 17th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products