Smart Money People Logo

Zopa: Cash ISA reviews

4.96
Based on 796 reviews, last reviewed 9th Apr 2025
55000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic Easy to set up and open accounts and the app is so simple to use it's great. Competitive savings rates and clear to see what's happening with your mon... Read more Reviewed on: 9th April 2025
Phil's avatar
Phil

Latest lowest rating:

2

High rates but let down I chose Zopa because they offered very competitive rates, however the ISA has numerous restrictions. Whilst I probably could have found these restrict... Read more Reviewed on: 16th April 2024
Anonymous's avatar
Anonymous

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (796)

Review of the Zopa, Cash ISA:

Work very well with a great return on your money.

5
Work very well with a great return on your money. Easy to understand and use Reviewed on: 29th February 2024

Fantastic

5
Easy to set up and open accounts and the app is so simple to use it's great. Competitive savings rates and clear to see what's happening with your money. Reviewed on: 9th April 2025

Zopa provides me with an A-Z financial service

5
I’ve used Zopa for loan finance, credit cards, bank account and ISA. Everything is easy, no drama, things happen when they say they’ll happen and all managed from a simple to use app. Top notch service! As we say in the SW - Proper Job! Reviewed on: 9th April 2025

Good app and rates

5
Good communication, user friendly app, good interest rates Reviewed on: 8th April 2025

Magic Experience - All Good

5
Opening account was a dream, linking to my existing current account was a doddle. Transferring funds was fast and secure. Reviewed on: 8th April 2025

Excellent banking experience and great interest rates

5
Excellent banking experience and great interest rates Reviewed on: 8th April 2025

Very flexible product, good interest rates.

5
Very flexible product, good interest rates. Very easy to open. I wish things could have been this good and easy years ago. Reviewed on: 8th April 2025

Excellent service

5
I have a couple of savings accounts with zopa and couldn't be happier. I became a customer after taking a personal loan from them. They have always been great from start to finish. Reviewed on: 8th April 2025

zopa very good.

5
zopa very good. been saving with them for a while. good interest rates in general a good company. very quick to respond if you have a problem Reviewed on: 8th April 2025

Brilliant

5
I love the ISA you can have separate pots for different things I save for and saves me doing a spreadsheet. Reviewed on: 8th April 2025

A great experience

5
Very easy to access and move funds around Reviewed on: 7th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products