Smart Money People Logo

Zopa: Cash ISA reviews

4.95
Based on 1,186 reviews, last reviewed 24th Apr 2025
159% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great rates, easy to use app Great rates, easy to use app and customer service is responsive when there are questions Reviewed on: 24th April 2025
Natascha W's avatar
Natascha W

Latest lowest rating:

1

Don’t bother, they won’t communicate I’m in the process of moving a cash ISA from them to another provider and because they haven’t returned contact to the third part , I have made numero... Read more Reviewed on: 16th April 2025
Brett G's avatar
Brett G

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (1186)

Review of the Zopa, Cash ISA:

Zopa cash ISA

5
I opened a cash ISA with Zopa. It’s simple to transfer money in or out and I can easily see how my sat are building and I get a great interest rate Reviewed on: 28th February 2025

Great rates, easy to use app

5
Great rates, easy to use app and customer service is responsive when there are questions Reviewed on: 24th April 2025

Zopa is the best.

5
Zopa is the best. Prompt service Reviewed on: 24th April 2025

Very good easy to use.

5
Very good easy to use. Customer service was very good. Reviewed on: 24th April 2025

Excellent cash USA , easy to use app .

5
Excellent cash USA , easy to use app . Instant money withdrawals and deposits. Reviewed on: 24th April 2025

Recommended Product

5
Recommended Product by my FA. Easy to Open and Easy to Operate. Absolutely No Problems Whatsoever, its Brill! THANK YOU. Reviewed on: 24th April 2025

Cash Isa

5
Easy access to account. Kept informed of any changes in bank rates, new accounts, changes of terms. Good rates in line with other banks. Easy to use app. Everything you need under one roof Reviewed on: 24th April 2025

Zopa easy to use and insightful spending breakdown

5
Easy to use mobile app, regular updates and access to move money between my other accounts. I also liked how all the emblems of each store or utility provider was displayed, which made it easier to see who I had purchased from. I also loved the spending insights, which gives you a breakdown of what you have spent with each provider and whether it is more or less than the previous month etc. Reviewed on: 24th April 2025

Very easy to manage this account and great interest

5
It's very easy to manage this account from Zopa, and the interest is great. Reviewed on: 24th April 2025

Good, easy banking with great interest rates!

5
Good, easy banking with great interest rates! Reviewed on: 24th April 2025

The banking app and services are very easy to use an...

5
The banking app and services are very easy to use and transfer money with external accounts Reviewed on: 24th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products