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Zopa: Cash ISA reviews

4.95
Based on 1,545 reviews, last reviewed 17th Apr 2026
54% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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0%

Latest highest rating:

5

Zopa is good Good service from Zopa is good. Nothing to add Reviewed on: 17th April 2026
tom s's avatar
tom s

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1545)

Good interest rate a d fast service easy to use app.

5
Good interest rate a d fast service easy to use app. Reviewed on: 17th January 2025

Easy to use app with some nice features.

5
Easy to use app with some nice features. The layout is easy to navigate that details useful information. The application process to open accounts is simple and quick. all in all a very good bank for the modern world. Reviewed on: 17th January 2025

Very straightforward, just works.

5
Very straightforward, just works. Reviewed on: 17th January 2025

Zopa provided the best interest rate when I joined a...

5
Zopa provided the best interest rate when I joined and had a very easy to use app. They no longer have the best rate (but still pretty competitive) but I'm happy to stay with them as the banking app is so easy to use. Reviewed on: 17th January 2025

Easy to use App and good interest rates

5
Easy to use App and good interest rates Reviewed on: 17th January 2025

Excellent east service . Good useful app to usr

5
Excellent east service good useful app to use Reviewed on: 17th January 2025

Easy to use with great savings rates

5
Easy to use with great savings rates Reviewed on: 17th January 2025

Savings accounts

5
Set up an account with several saving pots and works well. Interest paid. New products advertised and easy to navigate. Reviewed on: 17th January 2025

Excellent rate, Great app.

5
Excellent rate, Great app that is very easy to use. Reviewed on: 17th January 2025

They look after me and my ISA.

5
They look after me and my ISA. Thank you Zopa. Reviewed on: 17th January 2025

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