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Zopa: Cash ISA reviews

4.95
Based on 1,454 reviews, last reviewed 5th Feb 2026
18600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

5

Zopa is very easy to use & amazing Zopa is very easy to use & amazing Reviewed on: 5th February 2026
Olakunle O's avatar
Olakunle O

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1454)

Nothing but 5 stars For Zopa, their instant access I...

5
Nothing but 5 stars For Zopa, their instant access ISA can't be beat, as I haven't found it elsewhere in banks. Their interest rates accross all savings accounts are great. No issues whatsoever my end with set up, communication so very happy thank you Reviewed on: 17th January 2025

Easy to save and manage my money.

5
Easy to save and manage my money. Online app works well and has helped us during our house renovations Reviewed on: 17th January 2025

Outstanding Company

5
Brilliant easy to use app. Great rates. Would highly recommend Reviewed on: 17th January 2025

Zopa Does it all Perfectly .

5
Ease of setting up account. Great interest rates. Such a user friendly app to use. Would highly recommend Reviewed on: 17th January 2025

I love Zopa.

5
I love Zopa. It is easy to use and navigate plus the saving rates are splendid. Reviewed on: 17th January 2025

Have all my savings in Zopa

5
Have all my savings in Zopa, from flexible ISA, to Fixed term, boosted pots. Really flexible, competitive rates, easy-to-use App. Reviewed on: 17th January 2025

Easy to use

5
Easy to use app any quick resolution to any queries I have via the chat facility. Rates are also competitive. Reviewed on: 17th January 2025

Very easy to open and use

5
Very easy to open ISA, good rates and overall eay app. Reviewed on: 17th January 2025

Excellent service

5
So easy to set up and access savings Reviewed on: 17th January 2025

When I move money it’s transferred immediately

5
When I move money it’s transferred immediately Reviewed on: 17th January 2025

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