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Zopa: Cash ISA reviews

4.94
Based on 1,262 reviews, last reviewed 15th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
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Latest highest rating:

5

Simplicity Very efficient online application and account maintenance Reviewed on: 15th July 2025
Clive D's avatar
Clive D

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1262)

Easy to use

5
Easy to use good rates of interest. Like to Pots for extra % Reviewed on: 29th February 2024

Easy to use savings accounts in all aspects.

5
Easy to use savings accounts in all aspects. I have never had anything as easy in my life, so happy with what Zopa provide Reviewed on: 29th February 2024

Straight forward and simple.

5
Straight forward and simple. Easy app to work around Reviewed on: 29th February 2024

Great app, Great ISA, Great interest rates

5
The app is very easy to setup and use, the flexibility of the ISA is really good, and the savings rates are pretty good too Reviewed on: 29th February 2024

Good account

5
Very pleased with our account and product Reviewed on: 29th February 2024

Best easy access flexible ISA around.

5
Best easy access flexible ISA around. Simple to access via ZOPA app. Top notch ISA from ZOPA Reviewed on: 29th February 2024

Easy to set up and clear instructions

5
Easy to set up and clear instructions Reviewed on: 29th February 2024

all good thanks - good value and easy to manage

5
all good thanks - good value and easy to manage Reviewed on: 29th February 2024

Cash ISA

5
Great interest rate, really easy to transfer ISA, easy to use app, no issues, would recommend. Reviewed on: 29th February 2024

The best Savings App

5
Have held a Zopa account for over a year, and it's the best thing I've done. I've recommended to others too. It's so easy to use and divide your savings into pots, without losing any of the really good interest rates. Recently, I opened an ISA pot (new launch) - fantastic rate and again, so easy to have everything all in one place. Withdrawing and depositing is so simple but totally secure. Reviewed on: 29th February 2024

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