Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Cash ISA reviews

View other Zopa products
4.95
Based on 1,454 reviews, last reviewed 5th Feb 2026
18600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa is very easy to use & amazing Zopa is very easy to use & amazing Reviewed on: 5th February 2026
Olakunle O's avatar
Olakunle O

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S
Read all reviews Write a review

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Cash ISA now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Cash ISA reviews (1454)

Easy to open and transfer ISA in

5
Easy to open and transfer ISA in, and the ability to take out savings and put back in without affecting your ISA obligations is great. Reviewed on: 17th January 2025
RoyC's avatar
RoyC

Really easy app, great products and excellent service

5
Really easy app, great products and excellent service Reviewed on: 17th January 2025
Elisabeth H's avatar
Elisabeth H

Great app, easy to use and fast transactions.

5
Great app, easy to use and fast transactions. Aotomatic linking to other accounts is so easy. User interface is easy to navigate and understand. Reviewed on: 17th January 2025
Peter F's avatar
Peter F

Always market leader with rates.

5
Always market leader with rates. Easy access to all savings accounts and lots of products on offer. Love that through the one app I can now view my credit card and bank balances with other providers. Saves time. Reviewed on: 17th January 2025
Louise Lamb's avatar
Louise Lamb

Easy to set up.

5
Easy to set up. A great app and great rates Reviewed on: 17th January 2025
Bob B's avatar
Bob B

One of the best ISA.

5
Really easy to use service from Zopa. Interest rates are competitive even though there are better rates available elsewhere, I found zopa services to be smooth. Reviewed on: 17th January 2025
SKK's avatar
SKK

Their App is very easy to use

5
Their App is very easy to use and the interest rates are competitive. Reviewed on: 17th January 2025
Ron D's avatar
Ron D

Is a super easy tu use app and give me great rates f...

5
Is a super easy tu use app and give me great rates for my saving. I am very happy Reviewed on: 17th January 2025
Maria I's avatar
Maria I

Savings pots rule

5
Have got an ISA with them, the pots are incredible for saving for different goals within the same account. It’s easy to top up too. Reviewed on: 17th January 2025
Blaine's avatar
Blaine

Zopa is transparent, user-friendly and quick to set-up

5
I use the Cash ISA pots with Zopa, its extremely user friendly to see what is in my pots and what interest I am earning through the app, and is so easy to withdraw and add money. I find the website and app are transparent and clear about savings/interests and fees. I originally chose Zopa because it was easy to sign-up and open an account and it offered the best ISA interest rates at the time. I can see they have a new savings product which is a fixed savings account for as high as 7.5% interest on savings. Really great! I have recommended this product and bank to family and friends for all of these reasons! Reviewed on: 17th January 2025
Eleni's avatar
Eleni

Review Zopa: Cash ISA now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill