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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1262 reviews)

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4.94

Based on 1,262 reviews, last reviewed 15th Jul 2025

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simplicity Very efficient online application and account maintenance Reviewed on: 15th July 2025

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1262)

Great app and interest rates.

The app is very easy to use and the interest rates very competitive. The range of savings products available is also very good. Reviewed on: 29th February 2024

Zopa Smart ISA, probably the best in the market!

Zopa smart ISA offers a good rate of interest, it’s easy to add to, and is flexible so you can take money out and replace it as long as it’s in the same tax year! What’s not to like? Reviewed on: 29th February 2024

Simple application process with attractive rates and...

Simple application process with attractive rates and instant access Reviewed on: 29th February 2024

Smart account

Easy to navigate site and to open the account. Reviewed on: 29th February 2024

Easy to use app and great rates.

Easy to use app and great rates. Highly recommended Reviewed on: 29th February 2024

Great intuitive app where all accounts are easily vi...

Great intuitive app where all accounts are easily viewable with great UIUX and great interest rates Reviewed on: 29th February 2024

Good rates, works well with the Smart Saver.

The smart ISA has recently been added, is flexible and also has fixed rates available. It's great to have it in the same app as my Smart Saver to make better decisions about my savings and respond to interest rate changes. Reviewed on: 29th February 2024

Easy to use app that offers competitive rates

Easy to use app that offers competitive rates Reviewed on: 29th February 2024

Easy to use app with good rate of nterest.

Easy to use app with good rate of interest. Easy to transfer money to and from as needed. The app was also easy to install and added details for identity and account setting up. Reviewed on: 29th February 2024

Smart ISA from Zopa

Easy to open the Smart ISA from the Zopa App, competitive interest rates. Reviewed on: 29th February 2024

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