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Zopa: Cash ISA reviews

4.95
Based on 1,438 reviews, last reviewed 17th Jan 2026
17000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Efficient and effective. I find that the Zopa cash ISA operates efficiently and effectively. I can do my transfers on the app and get an instant result. I also like the option... Read more Reviewed on: 17th January 2026
James's avatar
James

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1438)

Transfered savings from regular bank to zopa

5
Great support when had issues with an ISA transfer. As a result have recommended products to family and friends. App is amazing! Reviewed on: 17th January 2025

Easy to use app - good comms - great interest...

5
Easy to use app - good comms - great interest rates Reviewed on: 17th January 2025

Easy company to deal with.

5
Easy company to deal with. Software user friendly, nice to see interest applied to saving. Withdrawals quick and efficient. Reviewed on: 17th January 2025

Great product and easy to set up

5
Great product and easy to set up Reviewed on: 17th January 2025

easy to use.

5
easy to use. flexible. accessible. well set up Reviewed on: 17th January 2025

Great experience and perfect for personal saving needs

5
Great experience and perfect for personal saving needs Reviewed on: 17th January 2025

Everything plain sailing.

5
Everything plain sailing. Simple, straightforward and very competitive. Reviewed on: 17th January 2025

Great experience, good savings and progression

5
Great experience, good savings and progression Reviewed on: 17th January 2025

Zopa is super!

5
Zopa is really helping me manage my finances in retirement. Moving money is so easy and interest rates are excellent. Reviewed on: 17th January 2025

High Performance finance with easy to use App Interface

5
Easy to use app, great rates, novel systems that work for all involved. Reviewed on: 17th January 2025

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