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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1545 reviews)

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4.95

Based on 1,545 reviews, last reviewed 17th Apr 2026

54% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Zopa is good Good service from Zopa is good. Nothing to add Reviewed on: 17th April 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1545)

Easy to use, easy access flexible ISA with competiti...

Easy to use, easy access flexible ISA with competitive interest rate Reviewed on: 17th January 2025

Easy App to manage investments

Great app to manage range of accounts both easy access and fixed savings. Reviewed on: 17th January 2025

No issues at all great fast deposits interest goes i...

No issues at all great fast deposits interest goes it no problem brilliant Reviewed on: 17th January 2025

I can easily withdraw money and add money in.

I can easily withdraw money and add money in. That is all I need and it is very easy to do. Also the website is so well designed I can see everything zopa offer if I need any other services. Reviewed on: 17th January 2025

An innovative and easy to use proposition that provi...

An innovative and easy to use proposition that provides great value. I’d highly recommend Reviewed on: 17th January 2025

Easy to use app, which is clear and informative.

Easy to use app, which is clear and informative. They keep you up to date with relevant information Reviewed on: 17th January 2025

Excellent account

Simple and easy and customer server very helpful Reviewed on: 17th January 2025

Amazing product.

Amazing product. Allows separate "pots" within the ISA to make saving a doddle Reviewed on: 17th January 2025

Great app and good interest on savings

Great app and good interest on savings Reviewed on: 17th January 2025

zopa flexible ISA.

I have a zopa flexible ISA. They pay an excellent rate of interest and being about to my money instantly and repay it within the same tax year is very useful. Reviewed on: 17th January 2025

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