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Zopa: Cash ISA reviews

4.84
Based on 1,546 reviews, last reviewed 12th Jun 2026
97% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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0%

Latest highest rating:

4

Great online services I am very happy with the online service. It is simple, quick and easy to use their website. So far I am happy to keep my savings with Zopa Reviewed on: 12th June 2026
Angie's avatar
Angie

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Cash ISA now

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Zopa Cash ISA reviews (1546)

zopa flexible ISA.

5
I have a zopa flexible ISA. They pay an excellent rate of interest and being about to my money instantly and repay it within the same tax year is very useful. Reviewed on: 17th January 2025

Its so simple and clear to use, I love having the op...

5
Its so simple and clear to use, I love having the option of different pots and different interest rates to suit your needs. The interest rates are very competitive too Reviewed on: 17th January 2025

Very intuitive, quick and hassle free user experience

5
Very intuitive, quick and hassle free user experience Reviewed on: 17th January 2025

Straight forward banking with understandable T&C no...

5
Straight forward banking with understandable T&C no gobbly descriptions. Reviewed on: 17th January 2025

Great service, great app that's easy to use.

5
Great service, great app that's easy to use. Reviewed on: 17th January 2025

A very good company.

5
A very good company. Easy to manage my money and I’m kept informed of new offers. Reviewed on: 17th January 2025

Great app, good interest rates, great communication

5
Great app, good interest rates, great communication Reviewed on: 17th January 2025

Used Zopa for quite some time now.

5
Used Zopa for quite some time now. Started with smart savings, went onto an ISa and also now have their credit card. All work really well and app. Is so easy to use Reviewed on: 17th January 2025

Very professional and friendly.

5
Very professional and friendly. Easy to use app. Reviewed on: 17th January 2025

Love the App and ease of use.

5
Love the App and ease of use. Good customer service too and great rates. Reviewed on: 17th January 2025

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