Smart Money People Logo

Zopa: Cash ISA reviews

4.94
Based on 1,261 reviews, last reviewed 15th Jun 2025
10% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Easy cash Isa Easy to set up and manage on app Reviewed on: 15th June 2025
Sarah B's avatar
Sarah B

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Cash ISA now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Cash ISA reviews (1261)

Easy to use and great product.

5
Easy to use and great product. Happy to have several accounts with Zopa. Can exchange between accounts. Reviewed on: 29th February 2024

Really easy to use the App.

5
Really easy to use the App. It's all very clearly set out and straightforward to use. The log in procedure is great because you can use a finger print. Rates are excellent and I love the way you can move funds easily between the different pots. Reviewed on: 29th February 2024

Good instant access ISA

4
Easy to setup up account online and simple money transfers. Good rate on account Reviewed on: 29th February 2024

Work very well with a great return on your money.

5
Work very well with a great return on your money. Easy to understand and use Reviewed on: 29th February 2024

I find the website really simple to use and the inte...

5
I find the website really simple to use and the interest rates are the best on the market for me. Reviewed on: 29th February 2024

I use Zopa Online, very easy and straightforward, I...

5
I use Zopa Online, very easy and straightforward, I have never contacted customer services but with drawing cash or making deposits is pretty easy Reviewed on: 29th February 2024

Good App

5
The app is very responsive and easy to navigate. Acknowledgemant of receipt of funds was immediate - that's important for a new customer. It's easy to check on funds and see interest received Reviewed on: 29th February 2024

Simple, quick. Top rate paying ISA

5
I was able to open my top rate paying ISA in a few minutes from the comfort of my chair. The info was excellent, the signage excellent Reviewed on: 29th February 2024

Great UI

5
Very clear and easy to setup. App and its UI is great Reviewed on: 29th February 2024

Flawless and outstanding, no problems what so ever.

5
Flawless and outstanding, no problems what so ever. Reviewed on: 29th February 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Smart Saver

    from Zopa 4.94 from 7180 reviews
    Zopa
  • Personal loan

    from Zopa 4.94 from 65247 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.93 from 1784 reviews
    Zopa
    View all products