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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1454 reviews)

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4.95

Based on 1,454 reviews, last reviewed 5th Feb 2026

18600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Zopa is very easy to use & amazing Zopa is very easy to use & amazing Reviewed on: 5th February 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1454)

Easy application acceptable interest rate

Easy application acceptable interest rate Reviewed on: 17th January 2025

Opening a Zopa account

I was advised by my financial adviser to set up this ISA account. Good rate of interest . Easy to use the app. Reviewed on: 17th January 2025

Good rates & easy to use app.

Good rates & easy to use app. The introduction of some saving rates alongside the ISA has also been good. Reviewed on: 17th January 2025

ZOPA have a unique proposition

ZOPA have a unique proposition when it comes to savings and ISAs and you’re able to split your savings into separate pots which is great. The fact you can top up, withdraw and add money back to their ISA is also great Reviewed on: 17th January 2025

Easy to use app and good rates of interest.

Easy to use app and good rates of interest. Reviewed on: 17th January 2025

Easy no fuss!

The whole experience has been incredibly easy, high value service and excellent savings rate! Reviewed on: 17th January 2025

Very competitive interest rates.

Consistently high interest rates in a flexible ISA and very easy to use app Reviewed on: 17th January 2025

I have an online / app based ISA account with Zopa.

I have an online / app based ISA account with Zopa. I have a very good interest rate and have had no problems at all to date. Reviewed on: 17th January 2025

Zopa fulfils all my expectations

Zopa fulfils all my expectations Reviewed on: 17th January 2025

Everything is just so easy.

Everything is just so easy. Instant transfers, great rates and easy to understand accounts. Moving money on the go is easy to do in seconds. I just love it. Reviewed on: 17th January 2025

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