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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1262 reviews)

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4.94

Based on 1,262 reviews, last reviewed 15th Jul 2025

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simplicity Very efficient online application and account maintenance Reviewed on: 15th July 2025

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1262)

Easy savings tool

Easy app to use and very informative. Reviewed on: 1st March 2024

IT WORKS

The app works really well, very accessible and easy to use. The interest rates are very good. The easy access ISA is exactly that and it works with a good interest rate. No need to tie your money down but still get a good rate. I haven't used customer services, therefore, I am neutral on that topic. That's probably a good thing. Reviewed on: 1st March 2024

Using my card has been very helpful in the past

Using my card has been very helpful in the past Reviewed on: 1st March 2024

Excellent company, service and rates.

Excellent company, service and rates. Automatically update rates without having to move to another account. Reviewed on: 1st March 2024

Really easy to use and manage.

Really easy to use and manage. Love that they do compound interest Reviewed on: 1st March 2024

Fabulous way to invest and save through...

Fabulous way to invest and save, easy to use through the app Reviewed on: 1st March 2024

Zopa - fantastic rates, great customer service

Zopa's savings rates are always excellent; at, or near, the top on the market. Their site is easy to use and very clear. When I've needed it, their customer service has been exemplary. Reviewed on: 29th February 2024

Simple savings with extra perks

Easy to set up and a good interest rate, I particularly like the fact you can have separate pots inside the isa account. Reviewed on: 29th February 2024

I find the app very easy to use and intuitive.

I find the app very easy to use and intuitive. I have recommended to family members, who have subsequently opened accounts. Reviewed on: 29th February 2024

I had my account lock and after spoken with customer...

I had my account lock and after spoken with customer service was a very simple process to have the lock lifted Reviewed on: 29th February 2024

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