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Zopa: Cash ISA reviews

4.95
Based on 1,181 reviews, last reviewed 24th Apr 2025
157% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Cash Isa Easy access to account. Kept informed of any changes in bank rates, new accounts, changes of terms. Good rates in line with other banks. Easy to use a... Read more Reviewed on: 24th April 2025
Beverly Walsh's avatar
Beverly Walsh

Latest lowest rating:

1

Don’t bother, they won’t communicate I’m in the process of moving a cash ISA from them to another provider and because they haven’t returned contact to the third part , I have made numero... Read more Reviewed on: 16th April 2025
Brett G's avatar
Brett G

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1181)

Zopa has offered great rates with a solid digital ex...

5
Zopa has offered great rates with a solid digital experienced wrapped in a Smart ISA. Overall a good offering that is easy to use and beats peers in the market. Reviewed on: 13th February 2024

A new addition to their range, and as fans would exp...

5
A new addition to their range, and as fans would expect, it's a winner. Good App for access and easy adds and withdrawals. Good rates and service. Reviewed on: 9th February 2024

Easy to invest, good value.

5
Easy to invest, good value. Like the variety of options within the isa Reviewed on: 2nd February 2024

Very user friendly app and easy to get customer supp...

5
Very user friendly app and easy to get customer support Reviewed on: 16th January 2024

Quick and easy setup - great rates - do not delay

5
Quick and easy setup - my money is earning great interest rates straight away. Its a shame the big banks are too lazy to help their existing customers which means the savy customers switch to the banks that do clearly care to offer great rates! Well done Zopa for leading the charge. Reviewed on: 14th January 2024

Easy to manage, very clear app.

5
Easy to manage, very clear app. Good range of products. Excellent customer service. Reviewed on: 14th January 2024

Easy to use app, very quick transfers with their sma...

5
Easy to use app, very quick transfers with their smart payment link to the apps for other accounts. At time of opening my account they had the best interest rate I could find for a cash ISA. Reviewed on: 14th January 2024

Great to use.

5
Great to use. The GUI is very clear. Reviewed on: 13th January 2024

Increase interest to get no1 spot

4
ISA 5.08% if interest was higher maybe higher review Reviewed on: 13th January 2024

ISA transfer

5
Swift and easy ISA transfer all through the app and no fussy form filling Reviewed on: 11th January 2024

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