Write a review

Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (40234 reviews)

View other Zopa products

4.93

Based on 40,234 reviews, last reviewed 28th Apr 2025

73% increase in 5 star reviews

in the past 90 days

80% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Zopa is the right choice for money decisions. My experience with Zopa has always been trouble free. What more could a customer want? They are a considerate company that offers multiple money servi... Read more Reviewed on: 28th April 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (40234)

Review of the Zopa, Credit Card:

Brilliant service so far and the ease of use of the...

Brilliant service so far and the ease of use of the mobile app is refreshing, always keeping customers u to date with what’s new or changes in the service Reviewed on: 15th January 2025

Zopa is the right choice for money decisions.

My experience with Zopa has always been trouble free. What more could a customer want? They are a considerate company that offers multiple money services. I have only used Zopa for credit card deals and my personal view has always been one of positivity. Reviewed on: 28th April 2025

Always clear advice prompt responses and easy to fol...

Always clear advice prompt responses and easy to follow the app Reviewed on: 28th April 2025

Would recommend Good customer service

Good customer service , very helpful Reviewed on: 28th April 2025

Simply perfect

Very easy and quick to apply easy to deal with and no hassle Reviewed on: 28th April 2025

Good for credit building and excellent app & service

Good for credit building and excellent app & service Reviewed on: 28th April 2025

Excellent Zopa App easy to use.

Excellent Zopa App easy to use. Excellent customer service Reviewed on: 28th April 2025

Very good service and excellent credit card

Very good service and excellent credit card Reviewed on: 28th April 2025

So easy to use the app & competitive with other...

So easy to use the app & competitive with other cards Reviewed on: 28th April 2025

Always helpful and easy to use would recommend to all

Always helpful and easy to use would recommend to all Reviewed on: 28th April 2025

Very easy to use and good customer service all there...

Very easy to use and good customer service all there to help Reviewed on: 28th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Bank of China (UK) 5.00 from 2 reviews
Credit Card
from MBNA 2.76 from 188 reviews
Credit Card
from first direct 4.07 from 26 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub