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Zopa: Credit Card reviews

4.93
Based on 38,061 reviews, last reviewed 17th Apr 2025
25% increase in 5 star reviews
in the past 90 days
40% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Hassle free experience great introductory rate. Hassle free experience great introductory rate. I like how you get notifications on spending so it keeps you in check excellent customer support in an... Read more Reviewed on: 17th April 2025
Joseph O's avatar
Joseph O

Latest lowest rating:

1

Immature Company You failed twice to set up a DD. and I ended up being charged £12. Reviewed on: 17th April 2025
Dee H's avatar
Dee H

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (38061)

Review of the Zopa, Credit Card:

The Zopa Card

5
I cannot rate this card highly enough and the customer support is 1st class plus the card can be used almost anywhere Reviewed on: 15th January 2025

Hassle free experience great introductory rate.

5
Hassle free experience great introductory rate. I like how you get notifications on spending so it keeps you in check excellent customer support in any situation Reviewed on: 17th April 2025

You came to my aid at the time of need.

4
You came to my aid at the time of need. But hey, can you reduce the APR pls? Reviewed on: 17th April 2025

Best credit card provider!

5
Best credit card provider ever. Money transfer at good rate and fair interest. Excellent customer service at a glance. I will definitely recommend it to everyone I know. Thank you very much. Reviewed on: 17th April 2025

So good.

5
So good. I'm very happy with the bank. Reviewed on: 17th April 2025

I love the ease of the online app, I can keep on top...

5
I love the ease of the online app, I can keep on top of what I spend and Zopa offer some great options keeping me in the loop of how well I’m managing my card, they also let me know how my credit score is doing with options for loans, I also find unlike other creditors they don’t keep hassling me to take more credit which I really like, I only get offers of what I can afford, keep up the good work Zopa Reviewed on: 17th April 2025

Zopa was there when I needed money.

5
Zopa was there when I needed money. Zopa is also good at lowering interest rates. Reviewed on: 17th April 2025

It's easy to access on online and use the card

5
It's easy to access on online and use the card Reviewed on: 17th April 2025

Great all the way.

5
Great all the way. Easy process and everything was set up fast. Reviewed on: 17th April 2025

I have a credit card account.

5
I have a credit card account. Brilliant app. Very easy to use and very easy to manage Reviewed on: 17th April 2025

2nd to None

5
Easy to deal with , offer great advise and service .’ Reviewed on: 17th April 2025

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