Smart Money People Logo

Zopa: Credit Card reviews

4.93
Based on 37,181 reviews, last reviewed 9th Apr 2025
453200% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service and easy to apply procedures. Excellent service and easy to apply procedures. Reviewed on: 9th April 2025
Takem TT NKENG 's avatar
Takem TT NKENG

Latest lowest rating:

2

Had £200 credit limit for few years. Had £200 credit limit for few years.. No limit increase despite reasonable credit score and utilisation Reviewed on: 2nd April 2025
Jason Murray's avatar
Jason Murray

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (37181)

Review of the Zopa, Credit Card:

The customer service was excellent and the applicati...

5
The customer service was excellent and the application process was very straightforward. Reviewed on: 3rd April 2025

Excellent service and easy to apply procedures.

5
Excellent service and easy to apply procedures. Reviewed on: 9th April 2025

So easy and uncomplicated to deal with

5
So easy and uncomplicated to deal with Reviewed on: 9th April 2025

Friendly team!

5
Friendly team! I am feeling sure and comfortable with ZOPA. Reviewed on: 8th April 2025

I own a Zopa credit card that works well

5
I own a Zopa credit card that is actually a pleasure to use . I can access all of my spending in a clear and concise breakdown . Zopa listen to their customers and provide great service that helps us manage our accounts easier . Reviewed on: 8th April 2025

All good with no problems

5
Got the card easy to use and easy to understand Reviewed on: 8th April 2025

Excellent card

5
Excellent credit card very reliable easy to pay in installments very happy best card on the market Reviewed on: 8th April 2025

easy to use and managable

5
i have found the card easy to use only. downfall is my apr is going up but otherwise very easy to use and security is spot on. i have a large amount on mine which allows me to pay for holidays etc. Reviewed on: 8th April 2025

Nice experience, from what I have seen about ZOPA

5
Nice experience, from what I have seen about ZOPA Reviewed on: 8th April 2025

I have had a Zopa account for a while now and I have...

5
I have had a Zopa account for a while now and I have been using it since with no issues and I have no hesitation to recommend it to anyone who is looking for a new account Ian B Reviewed on: 8th April 2025

I haven't had it long but never had any issues has y...

5
I haven't had it long but never had any issues has yet would definitely recommend it Reviewed on: 8th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products