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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

What is this award?

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Review of the Zopa, Credit card:

Great company

Great company and service, always there for the people it serves. No matter what the issue Zopa will go the extra mile to help. I would definitely recommend to family and friends. Reviewed on: 11th April 2023

Great team and easy to use app.

Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Excellent service and best interest rates compare to...

Excellent service and best interest rates compare to other bank. Helpful customer support team. Keep it up. Reviewed on: 15th February 2026

Zopa is there when you need it!

Zopa is there when you need it! Very professional, helpful and prompt. Reviewed on: 13th February 2026

Affordable card

Great experience with the zopa card providing credit when needed at reasonable rates. Excellent limits and buffer zone to stay in control Reviewed on: 12th February 2026

Affordable rates easy to use app

Affordable rates easy to use app Reviewed on: 11th February 2026

Customer service is very good..

Customer service is very good,however they have no flexibility in dealing with issue.I inform them my payment would be late,due to circumstances ,I can not change,however still charged me £12. Reviewed on: 10th February 2026

Custmer service are excellent and friendly,app is ea...

Custmer service are excellent and friendly,app is easy to use and i like the offers they have regarding accounts and savings Reviewed on: 9th February 2026

Very good service

Very good service, never any need for calling them. Reviewed on: 23rd January 2026

Very good easy access to customer service

Very good app, easily accessible features including balance, upcoming payments and dates. Very helpful customer service. Reviewed on: 23rd January 2026

ZOPA CARD

I applied online they asked me questions for security and to make sure I am who is asking for this credit card in 14 days I received the card had to call in to activate and they explained the process very good Reviewed on: 23rd January 2026

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