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Zopa: Credit Card reviews

4.93
Based on 38,315 reviews, last reviewed 17th Apr 2025
35% increase in 5 star reviews
in the past 90 days
40% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good and seamless usage of card and app Good and seamless usage of card and app Reviewed on: 17th April 2025
Allen Ohimain's avatar
Allen Ohimain

Latest lowest rating:

1

Immature Company You failed twice to set up a DD. and I ended up being charged £12. Reviewed on: 17th April 2025
Dee H's avatar
Dee H

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (38315)

Review of the Zopa, Credit Card:

Great service

5
Very good at letting you keep within your limit Reviewed on: 11th April 2023

Good and seamless usage of card and app

5
Good and seamless usage of card and app Reviewed on: 17th April 2025

Very easy to use .

5
Very easy to use .good company. Good app Reviewed on: 17th April 2025

Excellent customer service and support

5
Excellent customer service and support Reviewed on: 17th April 2025

Very good service would recommend

5
Very good service would recommend Reviewed on: 17th April 2025

I am very happy with Zopa, I use it mostly for daily...

5
I am very happy with Zopa, I use it mostly for daily expenses and overall the experience was very good Reviewed on: 17th April 2025

I've had a good experience so far.

4
I've had a good experience so far. Unfortunately I've not qualified for a loan which is disappointing as I thought I would have a better chance as I'm a customer. Reviewed on: 17th April 2025

supportive

5
Always helpful and supportive and can always help if you have a problem Reviewed on: 17th April 2025

5* from start to finish

5
From start to finish I felt valued as a customer. Customer service were exceptional. I couldn't ask for better. If this is the level of service they provide to their customers, then yes they deserve the status they have been given. Very well done. Reviewed on: 17th April 2025

Got Zopa to help build my credit score, which they’v...

5
Got Zopa to help build my credit score, which they’ve helped me with and gave me an increase on my credit limit each year after a review. I would and have recommended this company to family and friends. Reviewed on: 17th April 2025

Zopa a replaceable lender

5
Zopa have treated me very well I feel. They do not pressure you to accept a higher credit limit or take out a loan. Information is readily available and good customer service. Reviewed on: 17th April 2025

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