Write a review

Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (36662 reviews)

View other Zopa products

4.93

Based on 36,662 reviews, last reviewed 6th Mar 2025

201800% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

When you need it the most Easy to Use, highly recommended, great that credits update so quickly Reviewed on: 6th March 2025

Latest lowest rating:

1

Can't get any where with you . Can't get any where with you will not let me have anything Reviewed on: 17th January 2025

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (36662)

Review of the Zopa, Credit Card:

Fantastic, I have never come across such excellent s...

Fantastic, I have never come across such excellent service and quick decisions on approvals Reviewed on: 3rd March 2025

Very easy to use and very quick and good at keeping...

Very easy to use and very quick and good at keeping track of spending Reviewed on: 2nd March 2025

it has helped to build score

This Card is so convenient, it has helped to build credit score and it's easy to use, the app is easy to use and I really like having one. Reviewed on: 2nd March 2025

Zopa provide a very clear smooth product where you c...

Zopa provide a very clear smooth product where you can manage your spending habits well and you can also have a separate savings pot after linking your bank account and view it all in one place would highly recommend. Reviewed on: 2nd March 2025

Overall experience I have had has always been 1st cl...

Overall experience I have had has always been 1st class, dealt with any enquires very fast at responding keep up the fab work Reviewed on: 2nd March 2025

Very happy.

Very happy.. Keep up the fantastic work boys and girls. Reviewed on: 2nd March 2025

Easy to use app and service, lots of extras, such as...

Easy to use app and service, lots of extras, such as keeping you informed of your credit likelihood increase. Very flexible and highly recommend. Reviewed on: 1st March 2025

Highly recommended

Very positive experience - very user friendly! Reviewed on: 1st March 2025

Great credit builder boosted my credit score

Great credit builder boosted my credit score Reviewed on: 1st March 2025

Quality lender.

From the get go, Zopa has been straightforward, clear and helpful and so I am truly happy with the overall experience to date. Reviewed on: 1st March 2025

just interess is hght rest if them is ok.

just interess is hght rest if them is ok. Reviewed on: 1st March 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Classic Credit Card
from Capital One 3.94 from 274 reviews
Nectar Credit Card
from American Express 3.76 from 12 reviews
Everyday Credit Card
from Creation 2.63 from 18 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub