Write a review

Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (37014 reviews)

View other Zopa products

4.93

Based on 37,014 reviews, last reviewed 3rd Apr 2025

437300% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very straight forward to apply. Very straight forward to apply. Process easy to do online, with a virtually instant decision. Reviewed on: 3rd April 2025

Latest lowest rating:

2

Had £200 credit limit for few years. Had £200 credit limit for few years.. No limit increase despite reasonable credit score and utilisation Reviewed on: 2nd April 2025

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (37014)

Review of the Zopa, Credit Card:

Great score

That nothing more cam be do, for excellent customer service and easy to use app. Reviewed on: 28th February 2025

Not had any problems.

Not had any problems. Always ask for permission to increase. app easy to use and understand. Reviewed on: 3rd April 2025

Customers careeasy to speak with the advice team

Very easy to speak with the advice team Reviewed on: 3rd April 2025

Good value for money excellent customer service

Good value for money excellent customer service Reviewed on: 3rd April 2025

My experience with Zopla with my credit card has mad...

My experience with Zopla with my credit card has made me financially better off in every way thank you Reviewed on: 3rd April 2025

Topcardyou pay off money off you...

A easy to use app and when you pay off money off your balance it shows up straight away great cars you Reviewed on: 3rd April 2025

The customer service was excellent and the applicati...

The customer service was excellent and the application process was very straightforward. Reviewed on: 3rd April 2025

zopa highly recomended

very easy to deal with and very helpfull Reviewed on: 3rd April 2025

Great card easy to use, easy to use app helps to kee...

Great card easy to use, easy to use app helps to keep on top of everyrhing Reviewed on: 2nd April 2025

Found zopa to be good.

Found zopa to be good. Helped me when I needed it. Reviewed on: 2nd April 2025

Great credit card great customer service easy online...

Great credit card great customer service easy online app Reviewed on: 2nd April 2025

Alternative products

Credit Building Credit Card
from Vanquis 4.70 from 8167 reviews
Instant pay
from Incredible 5.00 from 7 reviews
All in One Credit Card
from Santander 2.47 from 16 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub