Write a review

Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (37122 reviews)

View other Zopa products

4.93

Based on 37,122 reviews, last reviewed 6th Apr 2025

447700% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Superb customer service, card processed and provide... Superb customer service, card processed and provided within days.Sensible credit limit to begin with ensuring peace of mind Reviewed on: 6th April 2025

Latest lowest rating:

2

Had £200 credit limit for few years. Had £200 credit limit for few years.. No limit increase despite reasonable credit score and utilisation Reviewed on: 2nd April 2025

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (37122)

Review of the Zopa, Credit Card:

The customer service was excellent and the applicati...

The customer service was excellent and the application process was very straightforward. Reviewed on: 3rd April 2025

Always have been good for me no problems

Always have been good for me no problems Reviewed on: 6th April 2025

Simple access and ease of use.

Simple access and ease of use. Useful credit limit means I have a safety net for any unexpected expenses Reviewed on: 6th April 2025

Easy to use and quick to apply

Easy to use and quick to apply and set up. Reviewed on: 6th April 2025

Great service

Account opened really quickly, had no issues at all Reviewed on: 6th April 2025

No Bad very good

No Bad very good excellent very fast and very clean I am very happy Reviewed on: 6th April 2025

Love this credit card good for emergency

Love this credit card good for emergency Reviewed on: 6th April 2025

Great service quick response to inquiries.

Great service quick response to inquiries. Easy to use and easy to notify if any thing goes wrong on the account. Reviewed on: 6th April 2025

My credit rating wasn't the best

My credit rating wasn't the best / good but they took a chance on me and gave me the credit card . Never missed a payment . Now my score has shot up Reviewed on: 6th April 2025

I got zopa credit card and my car loan with them as...

I got zopa credit card and my car loan with them as well. They APR quite cheap too. Reviewed on: 6th April 2025

They are very helpful.

They are very helpful. I also have a saving account with them Reviewed on: 6th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Platinum Credit Card
from Barclaycard 3.85 from 307 reviews
Advance Credit Card
from Lloyds Bank 3.98 from 58 reviews
Credit Card
from Zempler Bank (formerly Cashplus) 4.86 from 4148 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub