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Zopa: Credit Card reviews

4.93
Based on 37,154 reviews, last reviewed 8th Apr 2025
450700% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

NeverGreat had any problems with zopa Never had any problems with zopa Reviewed on: 8th April 2025
Rhona D's avatar
Rhona D

Latest lowest rating:

2

Had £200 credit limit for few years. Had £200 credit limit for few years.. No limit increase despite reasonable credit score and utilisation Reviewed on: 2nd April 2025
Jason Murray's avatar
Jason Murray

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (37154)

Review of the Zopa, Credit Card:

Great service excellent A.

5
Great service excellent A.P.R advisors a professional and knowledgeable Reviewed on: 7th April 2025

Great Credit Card

5
Excellent service and offer very good advice.They will never put you in a position where you cannot afford the card and if you were in such a position, they would listen to your concerns. Reviewed on: 7th April 2025

Great Card and app.

5
Love that the Zopa app let's me see & control everything I need to with my Zopa credit card and Zopa savings accounts. Easily accessible funds with both a physical card & the option to add it to my Google wallet too, great customer service, happy all round. Reviewed on: 7th April 2025

Brilliant service brilliant except new clients...

5
Brilliant service brilliant except new clients making people feel there are someone Reviewed on: 7th April 2025

Very good service, friendly and helpful service

5
Very good service, friendly and helpful service Reviewed on: 7th April 2025

Great card great customer service Would recomend to...

5
Great card great customer service Would recomend to anyone good or poor credit Reviewed on: 7th April 2025

Brilliant credit card

5
I love the app and customer service is very good i recommend Zopa to my friends and family. I intend to open a savings account too Reviewed on: 7th April 2025

No fuss, excellent service, quick and easy to get st...

5
No fuss, excellent service, quick and easy to get started. Good way of getting a good credit rating. Reviewed on: 7th April 2025

Very nice and very workable all nice and well comein...

5
Very nice and very workable all nice and well comeing it was good to hear from someone who knows a lot about what people are going through Reviewed on: 7th April 2025

Excellent credit card

5
Very good experience fairly simple and easy to use you have many different options avail such as increase of funds, view pin Reviewed on: 7th April 2025

I have a zopa card Easy tracking on the Zopa app I'm...

4
I have a zopa card Easy tracking on the Zopa app I'm always in formed when payments are due And receive notifications on my spending Excellent app Reviewed on: 7th April 2025