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Zopa: Credit Card reviews

4.93
Based on 37,413 reviews, last reviewed 16th Apr 2025
22% increase in 5 star reviews
in the past 90 days
20% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy application and 250 credit limit accepted and I... Easy application and 250 credit limit accepted and I had an account set up immediately, the app is great and so easy to navigate. Reviewed on: 16th April 2025
Joanne C's avatar
Joanne C

Latest lowest rating:

2

Unknowing Na as not had luck with this all keep getting is need to do this or that when try not let me at al Reviewed on: 16th April 2025
victoria m's avatar
victoria m

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (37413)

Review of the Zopa, Credit Card:

The Zopa card is the best CC on the market.

5
The Zopa card is the best CC on the market. With a starting credit limit of £500 you can use your Zopa card to do your monthly shopping or get yourself a much needed break. Affordable and flexible repayments makes the card a great one for any budget. Also their customer service team is always ready to assist you. Reviewed on: 10th April 2025

Donatas banys

5
Good aš patenkintas banku. Tik gaila nėra overdraft Reviewed on: 16th April 2025

Fantastic easy to navigate website.

5
Fantastic easy to navigate website. Plenty of explainers pages. Reviewed on: 16th April 2025

Zopa credit card is one of the best credit card so far.

5
Zopa credit card is one of the best credit card so far. Very helpful and useful. Am not regretting having the product. Reviewed on: 16th April 2025

Zopa credit card is one of the best credit card so far.

5
Zopa credit card is one of the best credit card so far. Very helpful and useful. I never regret having it. Reviewed on: 16th April 2025

Very Happy With Everything

5
Everything about Zopa has been positive for me. I haven't had any problems at all using Zopa. They have even made it easy for me to save money. Reviewed on: 16th April 2025

This has helped me save for my car’s final payment w...

5
This has helped me save for my car’s final payment with good interest that I can’t be tempted to spend, I am really happy. Reviewed on: 16th April 2025

Credit Card Practicalities.

4
I have found the Zopa Credit Card very useful. The application process was a breeze. I appreciate the following subject is dependent on affordability. However my credit limit is very low and has been the same since my application. A slightly higher limit would make the card more usable. Reviewed on: 16th April 2025

Credit card

5
App.is brilliant so easy . You know everything that is going on with your money Reviewed on: 16th April 2025

Great basic credit card

5
I had to enter into a debt agreement a couple of years ago. Once I was free from that Zopa offered me a credit card that has since helped me in rebuilding my credit score. I still have a way to go, but I know Zopa has my back! Reviewed on: 16th April 2025

Zopa have offered me very valuable and appreciated s...

5
Zopa have offered me very valuable and appreciated services such as a bank account, a credit card and savings accounts. They also respond quickly to resolve any issue. Reviewed on: 16th April 2025