Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.868430553164814481 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellent service

Easy to follow spending and get notifications. Reviewed on: 27th January 2022

fair credit card

there is a cushion option to have moneys in a emergency case Reviewed on: 26th January 2022

Great

Easy to deal with and easy app to use Reviewed on: 26th January 2022

Amazing company helping me to rebuild my credit

I had poor credit with the help of zoopla I am now fixing it Reviewed on: 26th January 2022

Excellent

It’s great so far. Very easy to access and very easy to use the app. Very clear Reviewed on: 26th January 2022

great service

great experience very efficiently friendly quickly and easy overall excellent Reviewed on: 26th January 2022

Zopa Credit Card

Easy to use app ... reminder when payment is due and can use anywhere. Reviewed on: 26th January 2022

The best credit provider ever

Really lovely provider to use they also have an app you can always keep up to date with absolutely wonderful. Great job guys Reviewed on: 26th January 2022

Great service

Great service. Easy to use bank and friendly customer service Reviewed on: 26th January 2022

[email protected]

needs more work.not that easy to pay if your not good with tech Reviewed on: 26th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday Credit Card
from Creation 3.86 from 21 reviews
Platinum Purchase Card
from TSB 3.52 from 8 reviews
Credit Cards
from Smile Bank 3.84 from 4 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub