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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

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needs more work.not that easy to pay if your not good with tech Reviewed on: 26th January 2022

Absolutely kind and helpful customer support team. 100% happy with the service.

I have applied for a credit card to improv my credit history. Since I have been accepted I can definitely tell that I'm happy with absolutely everything, especially customer support team, absolutely helpful, kind and always looking for the best way and solutions to make customer happy. Reviewed on: 26th January 2022

Love this card/company

Very efficient fast transfers fast card delivery’s impressed best wee credit card I’ve had Reviewed on: 26th January 2022

Great value

Very fair rates. Would reccomend. Reviewed on: 26th January 2022

Best credit card out there!

Quick and easy application, very informative, if you have any questions they are always there to help! Recommend to anyone!! Reviewed on: 26th January 2022

Excellent banking provider

Overall excellent service provided Reviewed on: 26th January 2022

Brilliant

Customer care is next to none, really helpful, great credit card & company Reviewed on: 26th January 2022

Great Bank

Always helpful. Much better than main banks have ever been Reviewed on: 26th January 2022

Top credit card company

Joined Zopa not long ago , but the quality of service has been excellent Reviewed on: 26th January 2022

Quick and easy to set app up

App is very easy to use and easy to follow instructions on app Reviewed on: 26th January 2022

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