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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868430553164814481 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Brilliant

Very easy app to use. Easy to make payments. Reviewed on: 27th January 2022

Trustworthy

Easy company to deal with and friendly customer service Reviewed on: 27th January 2022

Great

Very happy with service helping me to sort my credit rating Reviewed on: 27th January 2022

great

great super credit card doing nice job Reviewed on: 27th January 2022

Good service

No extra hidden charges, good customer servicea Reviewed on: 27th January 2022

Just great

Zopa really has in my struggles I’m so grateful Reviewed on: 27th January 2022

Good card and good app no problems.

Good card to start building my credit rating and the app is easy to use. Reviewed on: 27th January 2022

excellent

easy and good banking, highly recommended to everyone , straight forward transactions Reviewed on: 27th January 2022

Financial support

I am using Zopa credit card and it's make my life easier to extra support for my financial expenses. I recommend to try Zopa credit card . Reviewed on: 27th January 2022

Great service great idea with the savings and holding money

Great customer service - I’ve had the card for a couple of months now no issues and low interest Reviewed on: 27th January 2022

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