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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41737 reviews)

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4.93

Based on 41,737 reviews, last reviewed 16th Jan 2026

72100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great service and reliable credit card, I have had n... Great service and reliable credit card, I have had no issues with this company and would highly recommend to anyone Reviewed on: 16th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41737)

Highly recommend

Brilliant, great customer service, understanding and reliable Reviewed on: 25th January 2022

The Credit Rating booster

With you I could be able to boost my credit limit Reviewed on: 25th January 2022

Justa good card and helpful

Easy to use easy web site. Helpful staff payments easy and and mouthy statements easy to understand. Reviewed on: 25th January 2022

Great bank

Use their credit card for over a year now very happy with the costumer service and fees thank you Reviewed on: 25th January 2022

Great company and accomodating

Great app and customer service top notch Reviewed on: 25th January 2022

Fuss less banking

Quick easy very friendly fast service very recommendable to people who don’t want any fuss it’s just brilliant service Reviewed on: 25th January 2022

Fantastic experience

Zopa have given me flexibility in my finances Reviewed on: 25th January 2022

Amazing

Really good for people who were struggling and are now back on track and need someone to believe in them Reviewed on: 25th January 2022

Excellent service

Excellent service, from the no-impact credit search, all the way thru to obtaining the card. Well done and thank you. Reviewed on: 25th January 2022

Real good.

They keep you in the loop about everything, which I think is really good. You get notifications about what you've spent and how much you've got left to spend. You can set a cushion so you will never go over your limit. Everything that you need is on their quick and easy app! Reviewed on: 25th January 2022

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