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Zopa: Credit card reviews

4.93
Based on 40,272 reviews, last reviewed 7th Dec 2025
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025
Ali Raza's avatar
Ali Raza

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Fast easy application

5
Seen the ad for this card and thought I’d apply. Was accepted and received my card within a week. Great customer service Reviewed on: 15th April 2021

Great

5
Easy to set up the app also very quick to additional payments if needed . Reviewed on: 15th April 2021

Fabulous

5
Zopa is easy to use, quick card payments. If I have any trouble the team at zopa are brilliant and really helpful, definitely the best credit card company out there Reviewed on: 15th April 2021

Fantastic

5
Excellent service, easy to follow app highly recommended Reviewed on: 15th April 2021

Fantastic staff nothing to much

5
Staff very helpful answering all my questions nothing was to much for them Reviewed on: 15th April 2021

Great value

4
Amazing customer service experience Reviewed on: 15th April 2021

Easy application

5
Easy application, easy navigation and features of the app and competitive rate. Reviewed on: 15th April 2021

Works well.

3
Easy to work with. All costs and working of the card explained very well. Reviewed on: 15th April 2021

Really Easy to Apply for

5
Easy to apply for and good service Reviewed on: 15th April 2021

Good service

5
Good service and good customer service Reviewed on: 15th April 2021

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