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Zopa: Credit card reviews

4.87
Based on 44,347 reviews, last reviewed 12th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026
Arron's avatar
Arron

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44347)

Do easy and convienien

4
Zopa said tes to me when i needed it. Easy to use and set up with no fuss. Reviewed on: 27th January 2022

Great app & credit card

5
Zopa is a great credit card as they allow you to choose your own credit limit making it safe not to overspend each month. The app is easy to use as well. Very happy. Reviewed on: 27th January 2022

Awesome

5
Simple, easy and safe. Recommend to anyone Reviewed on: 27th January 2022

Very good

5
Easy app to use my first credit card still using it Reviewed on: 27th January 2022

Amazing and easy to use

5
I mean it’s worth have in it very good service with quick response thank you guys for create this amazing service Reviewed on: 27th January 2022

Really simple

5
The whole experience was really straight forward and easy, the sign up took less than ten minutes and my card came within the next couple of days. Couldn't ask for anything more. Reviewed on: 27th January 2022

Excellent

5
Easy to use, Excellent app, very detailed Reviewed on: 27th January 2022

God send

5
Great team to help with any problem. Fast efficient service Reviewed on: 27th January 2022

Great, Friend and very Efficient service

5
My card is very easy to use and the app is outstanding. I am in control and have all the information at my fingertips Reviewed on: 27th January 2022

Zopa credit card

5
Zopa credit card app is easy to keep track of how much you have spent and to put some away for an emergency so you do not spend it Reviewed on: 27th January 2022

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