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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Excellent credit card

Easy clear application and user agreements. The app is well laid out and shows everything you need to know at a glance. Instant transaction notifications give you extra peace of mind Reviewed on: 15th April 2021

Fantastic

Very easy to use and navigate and excellent communication. Everything you need is in the app! Reviewed on: 15th April 2021

Absolutely cracking

I get my statement and can understand what’s written on it always a bonus This is the best credit card I have ever had Reviewed on: 15th April 2021

They refused to send me a copy of my monthly statements in the post

I needed an original statement fir a solicitor to verify which the solicitor would not accept a printed online statement and asked fir me to have one posted, I asked customer service fir this they refused! Totally out of order! Reviewed on: 15th April 2021

Best of the rest

Quick and easy to use, I hope to rebuild my credit fast!!!! Reviewed on: 15th April 2021

Zopa Zo Good

Easy to use, easy to pay. Great, regular updates. Would highly recommend Reviewed on: 15th April 2021

Everyday card

Easy to use app , set your own limits . Highly recommended Reviewed on: 15th April 2021

a very good bank

a well organised bank simple to use Reviewed on: 15th April 2021

Good

User friendly easy to use app good to follow. Reviewed on: 15th April 2021

Over and abive

Great customer service who seem to go the extra mile to ensure that contact with them us a great experience. Reviewed on: 15th April 2021

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