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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868430553164814481 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Credit with credibility

They stepped up and took a chance with me to improve my credit without skinning me with massive APR,, always keeping me moving in the right direction and having a buffer for my security,thank you Zopa. Reviewed on: 27th January 2022

Professional

Excellent service and communication Reviewed on: 27th January 2022

Excellent

Perfect card to help you rebuild your credit Definitely recommend Reviewed on: 27th January 2022

Easy to use

Very easy to use..instant report and statement available to help track your spending. Reviewed on: 27th January 2022

MaryS

I have nothing but praise for Zopa. The application process was easy and I had my card within a couple of days! The App is easy to use and very intuitive Reviewed on: 27th January 2022

Zopa is my strength

I am using Zopa since last three months I am happy with Zopa and I’m thankful to Zopa by providing their card and customer services Reviewed on: 27th January 2022

Mr

Good service for transactions approvals Reviewed on: 27th January 2022

Good value

I'am happy with Zopa card . Help my to increases my credit score Reviewed on: 27th January 2022

Great card easy to use simple app

Great credit card with the app being very simple to use, so you know exactly where you are with your balance Reviewed on: 27th January 2022

The best card

Ia the best card in all situations Reviewed on: 27th January 2022

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