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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Great card easy to use simple app

Great credit card with the app being very simple to use, so you know exactly where you are with your balance Reviewed on: 27th January 2022

The best card

Ia the best card in all situations Reviewed on: 27th January 2022

Do easy and convienien

Zopa said tes to me when i needed it. Easy to use and set up with no fuss. Reviewed on: 27th January 2022

Great app & credit card

Zopa is a great credit card as they allow you to choose your own credit limit making it safe not to overspend each month. The app is easy to use as well. Very happy. Reviewed on: 27th January 2022

Awesome

Simple, easy and safe. Recommend to anyone Reviewed on: 27th January 2022

Very good

Easy app to use my first credit card still using it Reviewed on: 27th January 2022

Amazing and easy to use

I mean it’s worth have in it very good service with quick response thank you guys for create this amazing service Reviewed on: 27th January 2022

Really simple

The whole experience was really straight forward and easy, the sign up took less than ten minutes and my card came within the next couple of days. Couldn't ask for anything more. Reviewed on: 27th January 2022

Excellent

Easy to use, Excellent app, very detailed Reviewed on: 27th January 2022

God send

Great team to help with any problem. Fast efficient service Reviewed on: 27th January 2022

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