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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41965 reviews)

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4.93

Based on 41,965 reviews, last reviewed 23rd Jan 2026

83150% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good service Very good service, never any need for calling them. Reviewed on: 23rd January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41965)

Easy app to access and card

I always find having an easily accessible app for a credit card makes the experience so much better, especially for paying or amending details. Reviewed on: 25th January 2022

Why are they all not this simple

Of a number of providers I have used the service is great, the app is the easiest to use and overall it makes it a fantastic experience Reviewed on: 25th January 2022

mr Paul Anderson

Great card and easy to start also very good to build credit Reviewed on: 25th January 2022

Top card

Great card i cant fault the company, easy statements and no nonsense app Reviewed on: 25th January 2022

No hassle Good service.

Been very good to deal with if I’ve been unsure about something. App is easy to use and notifications on spending and upcoming payments due all work well. Reviewed on: 25th January 2022

Excellent all rounder

The Zopa credit card is excellent with instant response and confirmation from the app to all spending. Reviewed on: 25th January 2022

Great phone

Great quick service and very easy app. Reviewed on: 25th January 2022

Amazing

Simply aint enough stars would 100% recommend specially for the few with bad credit like myself, has helped me so much and the interest is nothing like i was actually expecting so i am able to sleep at night knowing paying back aint goin to put me in another hole. Reviewed on: 25th January 2022

Great product

Been good so far using this service Reviewed on: 25th January 2022

Good help

Good for helping when you need small money for used some shopping Reviewed on: 25th January 2022

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