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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41965 reviews)

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4.93

Based on 41,965 reviews, last reviewed 23rd Jan 2026

166400% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good service Very good service, never any need for calling them. Reviewed on: 23rd January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

What is this award?

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41965)

Good experience

I see them as responsible lender Reviewed on: 25th January 2022

Clear and simple

Applying was easy, approval was quick, the app is brilliant and I love the card design - the numbers won't rub off with use! I'd recommend Zopa to anyone - everything I want from a financial product! Reviewed on: 25th January 2022

Zopa an excellent credit card provider

An excellent credit card provider, easy to apply and maintain your account. Reviewed on: 25th January 2022

everything is fast, convenient and clear.

everything I really like, nice communication and quick approval Reviewed on: 25th January 2022

Brill

Never had an issue nice and simple to use Reviewed on: 25th January 2022

Easy to use

Every time I purchase something it’s easy and secure! Reviewed on: 25th January 2022

Love the up to date updates on spending

It's very handy to be kept updated on spending and balance in real time Reviewed on: 25th January 2022

CREDIT CARD

excellent customer service. low interest ideal for older customers Reviewed on: 25th January 2022

Excellent service

Can’t fault them excellent service all round Reviewed on: 25th January 2022

My Favoured Card

Just exceptional in every respect Reviewed on: 25th January 2022

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