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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Zopa credit card

Zopa provied amazing services top in the United Kingdom Reviewed on: 26th January 2022

Excellent Service

Excellent customer service very easy to use app completely hassle free Reviewed on: 26th January 2022

Very good

Very good so far. Happy with service Reviewed on: 26th January 2022

Secure

The app is very secure and easy to use Reviewed on: 26th January 2022

Bank awards

Zopa was very easy set up and use , they also keep me informed regulary about my account . Reviewed on: 26th January 2022

Great company

Very helpful and polite easy to manage and the app is simple to use very quick to get vard Reviewed on: 26th January 2022

Happy customer

As above thank you so much. ............ Reviewed on: 26th January 2022

Good

Easy to use and friendly also easy to access your account Reviewed on: 26th January 2022

Best experience

Not had any trouble with Zopa, and hands down the best experience I've had from any company!!! Reviewed on: 26th January 2022

Zopa is brillient

Zopa is best cradit card compny they give chance to everyone to improve their cradit history Reviewed on: 26th January 2022

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