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Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (38488 reviews)

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4.93

Based on 38,488 reviews, last reviewed 19th Apr 2025

17% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

They are very approachable and excellent credit card They are very approachable and excellent credit card Reviewed on: 19th April 2025

Latest lowest rating:

1

Immature Company You failed twice to set up a DD. and I ended up being charged £12. Reviewed on: 17th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit Card reviews (38488)

Credit building made easy

I got a limit of £200 to try and make my credit score better. The application process was so stress free and the app makes controlling spending and payments so easy. Plus it has a cool name Zopa! Reviewed on: 2nd March 2021

good card and excellent service.

Quick responsiveness to enquiries and good value. Reviewed on: 1st March 2021

Ease is key!

Easy to set up and use, great payment facilities makes paying credit simple. Reviewed on: 28th February 2021

Lord David Prest

It's so simple to use Nice design Pleasure to do business with you Reviewed on: 27th February 2021

Great

Straight forward credit card no hidden fees etc Reviewed on: 25th February 2021

Easy to use great app

No issues at all. Whole process was seamless. App is really good. Good to be back building up again Reviewed on: 25th February 2021

Superb

Zopa,so easy to follow transactions,I am kept well informed of spending at all times,superb service,up to date notifications,in one word BRILLIANT Reviewed on: 24th February 2021

Excellent customer service

Very straight forward to deal with,very transparent and customer focused. Reviewed on: 24th February 2021

Excellent service

Easy to apply and excellent service. All the information you need on the brilliant app.. Will recommend Zopa to my family and friends. Reviewed on: 24th February 2021

Great credit card

This is a great credit card and credit builder ! Fast response and easy to understand , would highly recommend Reviewed on: 23rd February 2021

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