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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Super zopa!

Best credit card company hands down. Swift card delivery, excellent service and I love the card colour! So funky! Reviewed on: 26th January 2022

Excellent experience all round

They are a brilliant credit card company. They are fast, reliable, and honest. Reviewed on: 26th January 2022

Life Changer!

My credit rating has been poor for many years, I have only just started to try and improve it. I applied for a Zopa card and though just spend a little and pay it off, Zopa has been amazing, a great app and regular emails to help guide and show new products. I recommend it to all! Reviewed on: 26th January 2022

Zopa is incredible

Zopa have a neat and handy app, I use my card to help with emergencies. My experience has been fantastic with them. Whenever I needed support they’ve been on hand to help. I would recommend 100%. Making payments is super easy too. Reviewed on: 26th January 2022

No problems

Having the card has made life easier in rebuilding my credit score. App easy to use. Reviewed on: 26th January 2022

Great no fuss service

From applying for my card to receiving it in the post was super speedy, all was easily explained about the Zopa app, The app is easy to use and now features a savings account facility, very happy with Zopa Reviewed on: 26th January 2022

Truthful and Reliable

ZOPA has always been informative and unbiased. I like the no nonsense approach, so refreshing. Reviewed on: 26th January 2022

Great credit card

Great card easy to use and keep track off Reviewed on: 26th January 2022

Best credit card

I have few credit card but Xopa is the best credit card I have. Reviewed on: 26th January 2022

Easy, Quick and friendly

Always an amazing experience with Zopa the live agents are so quick and helpful and nothings ever a problem , would definitely recommend to anyone looking for a credit card in the future Reviewed on: 26th January 2022

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