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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Very good and easy.

Everything is understandable. Easy to use and helpful customer servise. Reviewed on: 26th January 2022

Great Credit card for bad credit 2022!

Brilliant service and good customer service especially for someone with bad credit it’s helped me a lot Reviewed on: 26th January 2022

Bus driver

Great company! Excellent service Reviewed on: 26th January 2022

The best bank

Zopa is the best bank ,very help Whan you need They are always there for you Reviewed on: 26th January 2022

Effortless and Easy to use!

Everything is extremely straightforward. Never a dull time since using this card. Reviewed on: 26th January 2022

R-P-j-t-9-0

My experience is good but it's interest is high to much and card fine but limit increase the limit a bit Reviewed on: 26th January 2022

Really good card

Payment gets put on your card straight away Reviewed on: 26th January 2022

Top company

Very happy with Zopa highly recommended Reviewed on: 26th January 2022

Amazing product

So easy to apply. Fantastic app that shows everything you need, and more, including spending and balance notifications after every transaction. Reviewed on: 26th January 2022

Super zopa!

Best credit card company hands down. Swift card delivery, excellent service and I love the card colour! So funky! Reviewed on: 26th January 2022

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