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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41965 reviews)

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4.93

Based on 41,965 reviews, last reviewed 23rd Jan 2026

166400% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good service Very good service, never any need for calling them. Reviewed on: 23rd January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

What is this award?

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41965)

Easy to apply

Monthly updates on your borrowing power Reviewed on: 25th January 2022

Excellent bank

Excellent bank Every time I phone up I am more than willing to help out great value for money overall I would recommend this to anybody Reviewed on: 25th January 2022

Best credit card

Very professional, accommodating and supporting service. Great experience with them Reviewed on: 25th January 2022

Excellent

I use the this card from 1 year .I'm very happy Reviewed on: 25th January 2022

Amazing service

Customer service is fab app is quick and easy to use one of the best cards I have held Reviewed on: 25th January 2022

Brilliant!!!

I love Zopa, manages my finances and gives me great reassurance for life’s unexpected situations!! Reviewed on: 25th January 2022

Great experience

Great customer service dealt with my problem straight away Reviewed on: 25th January 2022

The best ever company

I am so happy to use my credit card all the time. Reviewed on: 25th January 2022

amanzing

I like the card because when you pay your limit back in the same time and do not have to wait 24 hours for the payment to be confirmed Reviewed on: 25th January 2022

Excellent card service

There’s lots of different products and I am looking forward to opening a savings account with Zopa. Unlike a lot of credit cards when you pay money off your balance it instantly shows. Reviewed on: 25th January 2022

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