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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Trusted

A fair and trusted credit card provider, even with a poor credit rating the interest rate was unbelievably low Reviewed on: 26th January 2022

No fuss and super fast to get started

No nonsense approach without a need for a zillion questions. Really easy to get started. Love the app too Reviewed on: 26th January 2022

Great experience

Multiple financial products and lots of help and advise to qualify for them Reviewed on: 26th January 2022

BEST CARD AROUND

Quick deliveries,easy app to use Reviewed on: 26th January 2022

Best bank

100% recomended It’s the best bank Reviewed on: 26th January 2022

Quick and easy

Great card for rebuilding credit score. App is great and easy to use. Reviewed on: 26th January 2022

Exactly as it says on the tin

One of the easiest accounts I have, easy to join, easy app and immediate balance changes on payment which I find brilliant.....would definitely recommend Reviewed on: 26th January 2022

Easy to use online banking.

Was recommended to get my credit rating back up and running. Which has in spades. All the latest offers, loans tailored to my budget. Reviewed on: 26th January 2022

Perfect

Not had any issues since getting the card simple and easy to use and keep track for spending and balances Reviewed on: 26th January 2022

Fantabulous

Zopa has been fabulous in their custimer service and the efficient and effective way in which one's query is dealt with Hats off to the folks at Zopa for a job well done and would recommend Zopa to family/friends. ell done Zopa and keep up the good work. Reviewed on: 26th January 2022

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