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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 41,965 reviews, last reviewed 23rd Jan 2026
166400% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good service Very good service, never any need for calling them. Reviewed on: 23rd January 2026
Dls's avatar
Dls

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41965)

Helps me keep in control!

5
The easy to use app makes checking and controlling my spending a doddle. Reviewed on: 25th January 2022
Simon O'Connell's avatar
Simon O'Connell

Easy banking

5
Good customer service nice bank Reviewed on: 25th January 2022
BLUE OCEAN's avatar
BLUE OCEAN

Very Trusted Service

5
My Zopa account keeps me updated on my account and potential improve in power. I am trying to build my credit ultimately and ZOPA are strict but fair. Reviewed on: 25th January 2022
Lucy Elliott's avatar
Lucy Elliott

Very good

5
I find this credit card very good and helps to improve my credit score Reviewed on: 25th January 2022
andymiles62@live.co.uk's avatar
[email protected]

Great card

5
Great card Great customer support Reviewed on: 25th January 2022
Yvonne Bramall's avatar
Yvonne Bramall

Good rates

5
I applied for this card as was so happy when I got accepted. Easy to make on line payments. Overall I’m happy with my card Reviewed on: 25th January 2022
Carole 's avatar
Carole

Best credit card

5
Great credit card for credit building well recommended Reviewed on: 25th January 2022
Wilma's avatar
Wilma

it a very good card to have

5
it great and i am glad i have one thankyou Reviewed on: 25th January 2022
jane childs's avatar
jane childs

Zopa

5
Zopa is the good trusting bank previeleged me the credit card with resonable limit to improve my credit rating Reviewed on: 25th January 2022
Kambiz Kavoosi's avatar
Kambiz Kavoosi

Good credit builder

4
Good as whatever you pay on it is available straightaway Reviewed on: 25th January 2022
Marie Berry's avatar
Marie Berry

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