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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

It's been I great experience with Zopa so far

It's helped my improve and maintain a steady credit score Reviewed on: 26th January 2022

Excellent service

Very quick acceptance and keep you informed at all stages. Reviewed on: 26th January 2022

Professional and Easy!

I have never had a credit card as easy to use or a company so professional to deal with. Reviewed on: 26th January 2022

Very good

Decent company, good terms etc would recommend Reviewed on: 26th January 2022

First class

What can I say other than brilliant, everything you could need from a card and a mobile app, keeps me in control always Reviewed on: 26th January 2022

What an amazing service

Will help build my credit score a great APR rate the app was easy to set up and easy to see payment's I've made and how much I've paid back 10%10 Reviewed on: 26th January 2022

Easy to use and regular updates via message to keep you informed

Only use this card for purchases I want to make over a three month repayment plan as interest rate rather high. Reviewed on: 26th January 2022

Quick acceptance and easy app

Easy to use and apps very good to follow Reviewed on: 26th January 2022

10./10

Very nice and easy to go with .. customer friendly Reviewed on: 26th January 2022

Very fast service

Card arrived in very short time and in app services are very helpful and easy Reviewed on: 26th January 2022

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