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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 41,967 reviews, last reviewed 10th Feb 2026
166500% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Custmer service are excellent and friendly,app is ea... Custmer service are excellent and friendly,app is easy to use and i like the offers they have regarding accounts and savings Reviewed on: 9th February 2026
Paul Simmonds's avatar
Paul Simmonds

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41967)

Zopa

5
Great customer service always very helpful easy app very straightforward to use and to check statements and your spending highly recommend Reviewed on: 25th January 2022
wiganer80@gmail.com's avatar
[email protected]

Zopa empower

5
Always very informative of changes. Reviewed on: 25th January 2022
janemarie archer's avatar
janemarie archer

The people's card

5
Easy to use,no hidden surprises. I would definitely recommend this card to friends and family. Reviewed on: 25th January 2022
Andrew Taylor's avatar
Andrew Taylor

Mrs

5
Excellent service very happy with my card Reviewed on: 25th January 2022
Michele Valentine's avatar
Michele Valentine

Really good credit card

5
Really good credit card, easy to use the app, working without problem, a statement in time always and all-clear Reviewed on: 25th January 2022
Gintaras Juknevicius's avatar
Gintaras Juknevicius

Excellent banking and saving account

5
Good card and saving too that what I like about it excellent service Reviewed on: 25th January 2022
Lion lady 's avatar
Lion lady

Absolutely brilliant

5
Very helpful, easy to talk to and very understanding Reviewed on: 25th January 2022
Steven Brindley's avatar
Steven Brindley

Just does everything right

5
Well i have been with Zopa now for approx 12 months and in that time i have found them very helpful you are kept upto date with your account status and using the app could not be easier. Reviewed on: 25th January 2022
stephen newell's avatar
stephen newell

Very good

5
Best services I like Zopa credit card it's what I want Reviewed on: 25th January 2022
Gabriel 's avatar
Gabriel

Best credit card I have used

5
Clear and Easy to understand app, payments made are taken straight off the balance instead of having to wait a few days like other cards. Really happy with service, compared to other credit card companies Reviewed on: 25th January 2022
C's avatar
C

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