Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

View other Zopa products

4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Best credit card.

I would like to recommend Zopa to everyone I found it easy to apply and the app is very user-friendly no nonsense. Reviewed on: 26th January 2022

Great

Fantastic credit card, easy to use app. Brilliant. Reviewed on: 26th January 2022

Best card provider

Lovely staff great service and every thing is so easy. Nothing complicated Reviewed on: 26th January 2022

Easy to use very helpful and great card type to use!

Brilliant way of building credit score so easy to use! Awesome customer service and so helpful! Reviewed on: 26th January 2022

Help in a crisis

When no one else would lend, Zopa are lending at very reasonable rates and with very responsive ease. Reviewed on: 26th January 2022

Great bank, very easy to use and talk to

Great to be a part of this on line bank , great service and very helpful . Reviewed on: 26th January 2022

Fantastic service

Easy to use. I like their borrowing power feature. Reviewed on: 26th January 2022

Goran Petkovic

Good very Good......................................................... Reviewed on: 26th January 2022

New customer

Only had the card for application smooth recommended by clear score no issues so far. app is very clear to use Reviewed on: 26th January 2022

'Great job

They provide very good customer service & reply good. Reviewed on: 26th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday credit cards
from Lloyds Bank 3.91 from 67 reviews
Everyday Credit Card
from Creation 2.66 from 20 reviews
Instant pay
from Incredible 5.00 from 28 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69080 reviews
Current account
from Zopa 4.93 from 6587 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub