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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41971 reviews)

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4.93

Based on 41,971 reviews, last reviewed 15th Feb 2026

166900% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service and best interest rates compare to... Excellent service and best interest rates compare to other bank. Helpful customer support team. Keep it up. Reviewed on: 15th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

What is this award?

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41971)

Absolutely brilliant

Very helpful, easy to talk to and very understanding Reviewed on: 25th January 2022

Just does everything right

Well i have been with Zopa now for approx 12 months and in that time i have found them very helpful you are kept upto date with your account status and using the app could not be easier. Reviewed on: 25th January 2022

Very good

Best services I like Zopa credit card it's what I want Reviewed on: 25th January 2022

Best credit card I have used

Clear and Easy to understand app, payments made are taken straight off the balance instead of having to wait a few days like other cards. Really happy with service, compared to other credit card companies Reviewed on: 25th January 2022

Great card, great company very helpful staff and so easy to use.

Never heard of the company before I received an offer of a card, took it on a chance and have never looked back!. Reviewed on: 25th January 2022

Simple and effective

I am so happy with my Zopa credit card, it doesn’t even feel like a credit card and I think that’s what’s amazing about it. Thank you Zopa ! Reviewed on: 25th January 2022

Zopa

Easy to use easy to pay and great texts and emails so never late with payments Reviewed on: 25th January 2022

Great help

Helped out when others wouldn’t, fantastic customer service. Reviewed on: 25th January 2022

100% recommended

I have 3 credit cards but ZOPA is simply the best very easy to use everything is clear best service with ZOPA. Amazing apps!!! Reviewed on: 25th January 2022

credit card

it is best one on the market all done on your phone and you get email the staff on the end of the phone are so good and help full Reviewed on: 25th January 2022

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