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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Excellent customer experience

Easy to use credit facility and friendly customer service Reviewed on: 26th January 2022

Fantastic service

Refreshing to use and very simple app to use Reviewed on: 26th January 2022

Very simple to used

I’m very satisfied form begins used this is first company which I get credit car Reviewed on: 26th January 2022

Starting up

It was very easy to apply and be accepted Reviewed on: 26th January 2022

Brilliant

This is the most simple credit card to use and the app is amazing Reviewed on: 26th January 2022

Great Service

Excellent all round service with h an easy to use app Reviewed on: 26th January 2022

Best

Zopa are one of the best credit cards providers and are customers friendly Will recommend Reviewed on: 26th January 2022

Best customer service

Quick response to my query with immediate help in my question. Will recommend as the best credit card provider of the year. Reviewed on: 26th January 2022

Perfect financial companion

Excellent product, service and app make the Zopa credit card a perfect combination. Reviewed on: 26th January 2022

Simple

Easy applied for, hassle free and just everything is simple. Reviewed on: 26th January 2022

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