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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great

Fantastic credit card, easy to use app. Brilliant. Reviewed on: 26th January 2022

Best card provider

Lovely staff great service and every thing is so easy. Nothing complicated Reviewed on: 26th January 2022

Easy to use very helpful and great card type to use!

Brilliant way of building credit score so easy to use! Awesome customer service and so helpful! Reviewed on: 26th January 2022

Help in a crisis

When no one else would lend, Zopa are lending at very reasonable rates and with very responsive ease. Reviewed on: 26th January 2022

Great bank, very easy to use and talk to

Great to be a part of this on line bank , great service and very helpful . Reviewed on: 26th January 2022

Fantastic service

Easy to use. I like their borrowing power feature. Reviewed on: 26th January 2022

Goran Petkovic

Good very Good......................................................... Reviewed on: 26th January 2022

New customer

Only had the card for application smooth recommended by clear score no issues so far. app is very clear to use Reviewed on: 26th January 2022

'Great job

They provide very good customer service & reply good. Reviewed on: 26th January 2022

Excellent customer experience

Easy to use credit facility and friendly customer service Reviewed on: 26th January 2022

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