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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Fantastic service

Refreshing to use and very simple app to use Reviewed on: 26th January 2022

Very simple to used

I’m very satisfied form begins used this is first company which I get credit car Reviewed on: 26th January 2022

Starting up

It was very easy to apply and be accepted Reviewed on: 26th January 2022

Brilliant

This is the most simple credit card to use and the app is amazing Reviewed on: 26th January 2022

Great Service

Excellent all round service with h an easy to use app Reviewed on: 26th January 2022

Best

Zopa are one of the best credit cards providers and are customers friendly Will recommend Reviewed on: 26th January 2022

Best customer service

Quick response to my query with immediate help in my question. Will recommend as the best credit card provider of the year. Reviewed on: 26th January 2022

Perfect financial companion

Excellent product, service and app make the Zopa credit card a perfect combination. Reviewed on: 26th January 2022

Simple

Easy applied for, hassle free and just everything is simple. Reviewed on: 26th January 2022

Zoopa tewards

Very friendly staff honest and reliable Reviewed on: 26th January 2022

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