Smart Money People Logo

Zopa: Credit card reviews

4.94
Based on 44,338 reviews, last reviewed 23rd Apr 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026
Seanie's avatar
Seanie

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44338)

Zoopa tewards

5
Very friendly staff honest and reliable Reviewed on: 26th January 2022

Best bank

5
I m very happy with the service Reviewed on: 26th January 2022

Satisfied

5
I am fully satisfied with Zopa account it’s helps me out when I was running out of payment. Thanks to Zopa and team. Reviewed on: 26th January 2022

Very nice

4
A very simplistic and great help to customer Reviewed on: 26th January 2022

Perfect

5
I have not had a good credit history but I got a zopa card and I feel I am making a positive improvement Reviewed on: 26th January 2022

simple and easy

5
app and credit card set up simple and very easy to use would recommend Reviewed on: 26th January 2022

Quick answer from Zopa card

5
Well done Zopa! Fast delivery card! Reviewed on: 26th January 2022

Fantastic

5
It’s smooth running on the app so far Reviewed on: 26th January 2022

Love this Credit Card

5
Easy to use app. Setup payments and amend payment dates to suit your situation. Reviewed on: 26th January 2022

Completely satisfied with zopa credit card.

5
Curiosity led me to choose Zopa credit card and my curiosity paid off. Very happy with the choice I have made. Reviewed on: 26th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa
  • Personal loan

    from Zopa 4.95 from 69079 reviews
    Zopa
  • Current account

    from Zopa 4.93 from 6587 reviews
    Zopa
    View all products