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Zopa: Credit Card reviews

4.93
Based on 38,488 reviews, last reviewed 19th Apr 2025
17% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They are very approachable and excellent credit card They are very approachable and excellent credit card Reviewed on: 19th April 2025
Mayryl B's avatar
Mayryl B

Latest lowest rating:

1

Immature Company You failed twice to set up a DD. and I ended up being charged £12. Reviewed on: 17th April 2025
Dee H's avatar
Dee H

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit Card reviews (38488)

They are reliable

5
They are response to customer is Excellent Reviewed on: 17th February 2021

Great customer service

5
Highly recommend, great service. Thank you Reviewed on: 17th February 2021

Excellent service

5
Excellent credit card very simple way to apply just in couple of minutes Reviewed on: 17th February 2021

Great card

5
Everything is accessible, you receive all the info needed on the spot. Reviewed on: 17th February 2021

Quick and easy

5
Easy as 123 and easy to use and setup Reviewed on: 17th February 2021

Easy to access

5
Simple to apply ,great customer service Reviewed on: 17th February 2021

Awesome

5
I’ve found the app really useful, so simple but effective. Well done Zopa Reviewed on: 17th February 2021

Quick and easy

4
Great card, quick and easy set up the app is a brilliant way to track your spending and money due Reviewed on: 17th February 2021

Probably not such a great card if you have A* credit

4
Easy credit card but low credit limits. Interest seems a little steep especially when you leave a small amount outstanding, I.e. £100. Reviewed on: 17th February 2021

Best credit card ever

5
Getting the card was easy. Start up credit limit was responsible and hopefully credit limit increases with be regular. Reviewed on: 17th February 2021

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