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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Best bank

I m very happy with the service Reviewed on: 26th January 2022

Satisfied

I am fully satisfied with Zopa account it’s helps me out when I was running out of payment. Thanks to Zopa and team. Reviewed on: 26th January 2022

Very nice

A very simplistic and great help to customer Reviewed on: 26th January 2022

Perfect

I have not had a good credit history but I got a zopa card and I feel I am making a positive improvement Reviewed on: 26th January 2022

simple and easy

app and credit card set up simple and very easy to use would recommend Reviewed on: 26th January 2022

Quick answer from Zopa card

Well done Zopa! Fast delivery card! Reviewed on: 26th January 2022

Fantastic

It’s smooth running on the app so far Reviewed on: 26th January 2022

Love this Credit Card

Easy to use app. Setup payments and amend payment dates to suit your situation. Reviewed on: 26th January 2022

Completely satisfied with zopa credit card.

Curiosity led me to choose Zopa credit card and my curiosity paid off. Very happy with the choice I have made. Reviewed on: 26th January 2022

Amazing

Honestly could not have been easier I’m so happy to be accepted and building my credit score. The guys are so easy to get in contact with to sort any issues at all and are quick too aswell as being easy to understand and will fully explain. Thankyou sm I’m happy to right a review and I hope this helps anyone thinking about joining Reviewed on: 26th January 2022

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