Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

View other Zopa products

4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Amazing

Honestly could not have been easier I’m so happy to be accepted and building my credit score. The guys are so easy to get in contact with to sort any issues at all and are quick too aswell as being easy to understand and will fully explain. Thankyou sm I’m happy to right a review and I hope this helps anyone thinking about joining Reviewed on: 26th January 2022

Helpful and easy

Very good will recommend and continue to use easy to set up Reviewed on: 26th January 2022

Very satisfied

I would recommend this I am happy with all the support I get Reviewed on: 26th January 2022

Excellent

Excellent service with very good standards Reviewed on: 26th January 2022

Reliable the application very user friendly

A very user friendly card with very good benefits Reviewed on: 26th January 2022

Easy to apply and user friendly

always handy and easy to access Reviewed on: 26th January 2022

Best credit card company

Zopa is the best credit card I have ever seen and I always recommend to my friends.thanks Reviewed on: 26th January 2022

Great card

Best credit card. Far better than capital one. Reviewed on: 26th January 2022

Great

Very happy with my experience with zopa so far. Reviewed on: 26th January 2022

Great service

Excellent and easy to understand app Reviewed on: 26th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Nectar Credit Card
from American Express 3.33 from 14 reviews
Credit card
from Chase Bank 4.94 from 379 reviews
Fluid Credit Card
from NewDay 4.23 from 104 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69079 reviews
Current account
from Zopa 4.93 from 6587 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub