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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

What is this award?

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Reliable and trustworthy

I have been using sopa credit card for couple of months now without any issues or stress,it's easy to use and they send you your receipt in a second immediately you pay into your account by sending it to your email,and also they make customer aware how they spend and where they buy goods. Reviewed on: 25th January 2022

fast and easy

great fast and easy to repay no probems at all Reviewed on: 25th January 2022

Excellent service

Excellent service and an easy to use app Reviewed on: 25th January 2022

Well done Zopa!

It’s a nice break from your traditional all about the money credit cards. This card leaves me feeling more in control. Reviewed on: 25th January 2022

First Class Service

Very Professional very understanding 5***** Well Done Reviewed on: 25th January 2022

Positive

Great costumer service with friendly staff. App is very good Reviewed on: 25th January 2022

Easy and simple

What more can I say? Brilliant to be with and so easy to deal with! Money made simple Reviewed on: 25th January 2022

Awesome service

Very helpful, awesome service great experience…. Fully recommend Reviewed on: 25th January 2022

Great service

Great service with a simple to use app. Great for re-building my credit score and getting back on track. Reviewed on: 25th January 2022

Nice. easy to use. A fair lender with a simple to use app.

Easy to use. Gave me a fair amount of credit based on my credit score. The app is also very neat and simple to use Reviewed on: 25th January 2022

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