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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Helpful and easy

Very good will recommend and continue to use easy to set up Reviewed on: 26th January 2022

Very satisfied

I would recommend this I am happy with all the support I get Reviewed on: 26th January 2022

Excellent

Excellent service with very good standards Reviewed on: 26th January 2022

Reliable the application very user friendly

A very user friendly card with very good benefits Reviewed on: 26th January 2022

Easy to apply and user friendly

always handy and easy to access Reviewed on: 26th January 2022

Best credit card company

Zopa is the best credit card I have ever seen and I always recommend to my friends.thanks Reviewed on: 26th January 2022

Great card

Best credit card. Far better than capital one. Reviewed on: 26th January 2022

Great

Very happy with my experience with zopa so far. Reviewed on: 26th January 2022

Great service

Excellent and easy to understand app Reviewed on: 26th January 2022

Simple and easy to use credit card with mo fuss

Really pleased with my Zopa credit card, the app is so easy to use and alerts me when I need to make a payment, when I've made a payment and any other general changes, it's great. Couldn't recommend enough Reviewed on: 26th January 2022

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