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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 41,972 reviews, last reviewed 18th Feb 2026
167000% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026
Charleen E's avatar
Charleen E

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (41972)

Helped get my credit score up

5
Easy to use the app. Secure codes sent to phone when using. Payment reminders so never late with payments. Reviewed on: 25th January 2022
sarapearce13@yahoo.com's avatar
[email protected]

Good bank

4
Good bank, I would advice it for credit score improving! Reviewed on: 25th January 2022
Michele carissimi 's avatar
Michele carissimi

just great banking!!

5
been with zopa awhile now and have no plans of leaving looking forward to continued great service in the future Reviewed on: 25th January 2022
G Dunne's avatar
G Dunne

Great service, easy to use app

5
Great service, the app is very straight forward and easy to use, customer service very helpful and friendly Reviewed on: 25th January 2022
Pete lower's avatar
Pete lower

Brilliant

5
Zopa has helped me manage my credit but also help build my credit rating back up where I am now able to get credit in my own name instead of relying on others. Having Zopa review my spending and not just giving me more of a limit is very Beneficial for me. Reviewed on: 25th January 2022
Tara norris's avatar
Tara norris

Great credit card

5
Love Zopa credit card. Great easy to use app and very responsive customer service Reviewed on: 25th January 2022
Mark Graham's avatar
Mark Graham

Brilliant

5
Everything straight forward and easy to use Reviewed on: 25th January 2022
Laura Brown's avatar
Laura Brown

Amazing service

5
Been with this company for over a year amazing in every way Reviewed on: 25th January 2022
Adeel hainf's avatar
Adeel hainf

Efficient Updates of spending

5
Zopa are the only credit card company I have ever known to ensure I know what I spend and when a transaction has been processed. It helps me manage my account and is a breath of fresh air that it’s not just about making money on interest but actually helping people. David F Reviewed on: 25th January 2022
David Frazier's avatar
David Frazier

Very impressed

5
Very easy to use. Very helpful if you need help with ur account Reviewed on: 25th January 2022
Donna Thompson's avatar
Donna Thompson

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