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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Simple and easy to use credit card with mo fuss

Really pleased with my Zopa credit card, the app is so easy to use and alerts me when I need to make a payment, when I've made a payment and any other general changes, it's great. Couldn't recommend enough Reviewed on: 26th January 2022

Re Zopa

Zopa is indeed the best when it comes to credit cards as they are very good when it comes to inclucivity. I would definitely recommend them. Reviewed on: 26th January 2022

Easy to use and to pay bills

Great card and easy to pay when due each month. Send from bank and it’s off your acc within 5 minutes Reviewed on: 26th January 2022

Absolutely perfect credit card

I got credit card really quick. All was online , easy application to save my time. Reviewed on: 26th January 2022

Fantastic card provider

Very quick and easy to apply for your card ,first class customer service very helpful. Reviewed on: 26th January 2022

Love Zopa

Zopa has helped me when I needed the cash I didn't have. The interest isn't as high as other credit cards. They also have online chat if their was to be a problem. Very nice company Reviewed on: 26th January 2022

Best Experience for a card provider

From day one, I have have had no issues with this card wherever i have used it, simple to apply and setup. Reviewed on: 26th January 2022

Superb

At last an honest credit card company. Very easy to communicate with, no nasty surprise charges, easy to use app and all round perfect. Highly recommended. Reviewed on: 26th January 2022

Perfect

It's easy to use. And team are understanding. Reviewed on: 26th January 2022

Easy to use

For my first credit card provider they have really made a good impression. Where I can easily track my spending and lower interest rates too match, Zopa is a provider that I will almost certainly stick with. That’s without mentioning the quick and easy process for paying off the card Reviewed on: 26th January 2022

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