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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

What is this award?

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Excellent service

Easy application and really helpful and friendly staff 10/10 Reviewed on: 25th January 2022

Really like having app for this and so easy to use

Extremely pleased with service and so happy with how quickly miney is paid into account Reviewed on: 25th January 2022

Best banking

Payments are too fast.best costumer service very specific with all the informations..plus banking app is also very responsive Reviewed on: 25th January 2022

Easy to manage love it

Easy to manage money savings all in one place Reviewed on: 25th January 2022

No hassle

Easy to apply regular updates you are in control Reviewed on: 25th January 2022

Reliable fast easy to use

Helping me rebuild my credit score. A really friendly team and an app that is very easy to use. Reviewed on: 25th January 2022

A very good company

Well pleased with my card never let me down Reviewed on: 25th January 2022

Hassle Free

I’ve been with Zopa a short while now compared to my other credit cards. Zopa has been the easiest to deal with and repayments are instant, plus I’ve already be able to have an increase hassle free. I’m slowly getting rid of my other credit cards and sticking with Zopa. Reviewed on: 25th January 2022

Cracking card

These guys really look out for your credit so you move forward carefully Reviewed on: 25th January 2022

Amaizing app

Very easy to use and very intuitive Reviewed on: 25th January 2022

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