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Zopa: Credit Card reviews

4.93
Based on 39,621 reviews, last reviewed 24th Apr 2025
52% increase in 5 star reviews
in the past 90 days
50% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

ZO FAR ZO GOOD PA Useful simple to use app convenience and reasonable interest rates other products available through the app also Reviewed on: 24th April 2025
George G's avatar
George G

Latest lowest rating:

1

Do not use.. Bounced up my interest rate a lot for no good reason Reviewed on: 23rd April 2025
Matt's avatar
Matt

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (39621)

Review of the Zopa, Credit Card:

I paid of my card but it seems they can’t find the p...

1
I paid of my card but it seems they can’t find the payment even though I have proof of payment from my bank terrible service still not sorted Reviewed on: 22nd April 2025

Good and i like this service and i need more cradit...

5
Good and i like this service and i need more cradit in my acfont Reviewed on: 24th April 2025

Great service ...

5
Straightforward application with a useful, meaningful credit limit. All questions answered in a timely manner Reviewed on: 24th April 2025

I find Zopa very good and fair the apr is better the...

5
I find Zopa very good and fair the apr is better then other credit cards and there customer contact center is very helpful I would how ever like to be able to use my card on Apple Pay which you currently don’t offer maybe Zopa could consider adding this Reviewed on: 24th April 2025

Very polite and friendly

5
Always there to help polite always keep you informed Reviewed on: 24th April 2025

Hassle-Free

5
From the out set this has been a hassle-free experience Reviewed on: 24th April 2025

Great card , clear application.

5
Great card , clear application. Si easy to manage. Reviewed on: 24th April 2025

Good.as first card

5
Good. For me as have low credit score. Reviewed on: 24th April 2025

Great service, excellent credit card provider.

5
Great service, excellent credit card provider. Easy and efficient to use the app and plenty of information given Reviewed on: 24th April 2025

Great card and great service.

5
Great card and great service. The app is amazing and card works well with Samsung wallet Reviewed on: 24th April 2025

Zopa is very efficient in dealing with customers pro...

5
Zopa is very efficient in dealing with customers problems. Reviewed on: 24th April 2025

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