Write a review

Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (39994 reviews)

View other Zopa products

4.93

Based on 39,994 reviews, last reviewed 26th Apr 2025

65% increase in 5 star reviews

in the past 90 days

80% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Simple app easy to navigate It's helping me get my credit score up no hidden costs app is straight forward and so easy to navigate Reviewed on: 26th April 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (39994)

Review of the Zopa, Credit Card:

Never had issues with their service !

Never had issues with their service !!!! Good interest applied , very strong customer service . Reviewed on: 24th April 2025

Very good service and helpful and happy with services

Very good service and helpful and happy with services Reviewed on: 26th April 2025

Great service not complicated at al

Great service not complicated at al Reviewed on: 26th April 2025

It’s been wonderful having credit card with Zopa,

It’s been wonderful having credit card with Zopa, Reviewed on: 26th April 2025

Great card which I find easy to manage.

Great card which I find easy to manage. Reviewed on: 26th April 2025

Great thanks very easy to use.

Great thanks very easy to use. Great application Reviewed on: 26th April 2025

Excellent service.

Excellent service. Easy to use App. Service caters to needs. Reviewed on: 26th April 2025

Perfect all round

Just great all round easy to use, updated on extras and always notified about payment dues Reviewed on: 26th April 2025

Helped me get my credit back in order

Helped me get my credit back in order Reviewed on: 26th April 2025

Very good card, communication is good.

Very good card, communication is good. Reviewed on: 26th April 2025

The rate is affordable and they are reliable.

The rates are affordable, and the service is reliable. Customer service representatives are friendly and polite. They always strive to provide the best advice for resolving issues. Reviewed on: 26th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from American Express 4.46 from 121 reviews
Classic Credit Card
from Capital One 3.98 from 278 reviews
Platinum Cashback Credit Card
from American Express 4.45 from 67 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub