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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Amazing provider .

Zopa is an amazing service with a great APP, you are able to access everything that give you flexibility to use Reviewed on: 25th January 2022

amazing

my card came super quick and the app is very clear. i love this bank, and they are easily contactable Reviewed on: 25th January 2022

Brilliant service

Can’t fault Zopa. No problems at all Reviewed on: 25th January 2022

Great Credit Card

I'm really impressed with Zopa. Great customer service and excellent app. So easy to keep track and make payments. Reviewed on: 25th January 2022

Great service.

Great card with a good manageable starting limit. No reckless lending. Reviewed on: 25th January 2022

One of the best credit card company

I couldn't get a credit card anywhere but Zopa they gave me one thank you Zopa you are the best now l have a credit card first time in my life Reviewed on: 25th January 2022

Brilliant Credit Card

I couldn’t have anything negative to feedback about this card.I have never paid a single charge payment. It’s great Reviewed on: 25th January 2022

Excellent card

The card and app are easy to get on with. A great way to build credit as you can follow your spending with alerts everytime you use the card. Reviewed on: 25th January 2022

Zopa is the best

A very good bank Zopa is a trustable partener you can count on them. Reviewed on: 25th January 2022

Simple and easy

Very simple to use - credit Limit needs looking at if good customer Reviewed on: 25th January 2022

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