Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

View other Zopa products

4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Easy friendly helpful

They don't push you to have a bigger limit.they advise explain and give you options.all in all easy to keep on top of you money limit and you can pay amounts off when ever you like.a friend in my pocket Reviewed on: 25th January 2022

Fab company

Fab company, amazing customer service Reviewed on: 25th January 2022

Easy to deal with

Good app, regular reports, no issues to date. Reviewed on: 25th January 2022

The winners of 2022

Absolutely love this card so easy to use so easy to login and pay all in all 5 starts from me!! Reviewed on: 25th January 2022

Excellent

Zopa are excellent and the best Reviewed on: 25th January 2022

Super

Best credit card i ever had so simple to use and understand Reviewed on: 25th January 2022

Easy to use and no hassle.

I've found my dealing with Zopa easy and hassle free. The application process was straight forward, the card arrived quickly and the App is easy to use and helpful. The best thing is that they just leave you too it and don't bombard you with sales emails etc. Reviewed on: 25th January 2022

Never had a problem

Communication and service fantastic Reviewed on: 25th January 2022

Easy to apply and app so easy to use

Was easy application for to fill in and the app is excellent along with text messages when you use the card what could be simpler Reviewed on: 25th January 2022

Open Transparent and clear

Very good credit card provider help me understand very easy to use what recommend to anybody Reviewed on: 25th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Zable 4.94 from 76627 reviews
Classic Extra Card
from Capital One 3.36 from 6 reviews
Credit card
from Zempler Bank 4.89 from 5816 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69078 reviews
Current account
from Zopa 4.93 from 6587 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub