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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Great app

Great app with great credit card features. Reviewed on: 6th April 2021

You can bank on Zopa!!

Fantastic APR and also fantastic customer service I see this company going from strength to strength and I am Very proud to be a customer. Reviewed on: 5th April 2021

Excellent all round

App is excellent. Clear, easy to use and understand 5 star service Reviewed on: 5th April 2021

Amazing

Found it hard to get a credit card to improve my credit, was accepted very quick and brilliant company Reviewed on: 2nd April 2021

Easy to use and low fees

This card is really easy to manage via the mobile app, and they don’t charge any hidden fees. A really good experience. Reviewed on: 31st March 2021

no fuss credit card

quick to apply, simple app and texts to help control your spending, and peace of mind security .recommended Reviewed on: 31st March 2021

Excellence

Fast and reliable first company to see do all sort of work very quick APP IS GREAT AND SYSTEM IS VERY FAST NO 24H DAYS WAIT Reviewed on: 30th March 2021

shocking

dont care about their own customers Reviewed on: 29th March 2021

Impressive help

Excellent service understanding and support would recommend to anyone to use as there main card service Reviewed on: 28th March 2021

Viewing credit card

Have not found any yet,still checking. out the page to see what's available for myself Reviewed on: 28th March 2021

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