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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy friendly helpful

They don't push you to have a bigger limit.they advise explain and give you options.all in all easy to keep on top of you money limit and you can pay amounts off when ever you like.a friend in my pocket Reviewed on: 25th January 2022

Fab company

Fab company, amazing customer service Reviewed on: 25th January 2022

Easy to deal with

Good app, regular reports, no issues to date. Reviewed on: 25th January 2022

The winners of 2022

Absolutely love this card so easy to use so easy to login and pay all in all 5 starts from me!! Reviewed on: 25th January 2022

Excellent

Zopa are excellent and the best Reviewed on: 25th January 2022

Super

Best credit card i ever had so simple to use and understand Reviewed on: 25th January 2022

Easy to use and no hassle.

I've found my dealing with Zopa easy and hassle free. The application process was straight forward, the card arrived quickly and the App is easy to use and helpful. The best thing is that they just leave you too it and don't bombard you with sales emails etc. Reviewed on: 25th January 2022

Never had a problem

Communication and service fantastic Reviewed on: 25th January 2022

Easy to apply and app so easy to use

Was easy application for to fill in and the app is excellent along with text messages when you use the card what could be simpler Reviewed on: 25th January 2022

Open Transparent and clear

Very good credit card provider help me understand very easy to use what recommend to anybody Reviewed on: 25th January 2022

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