Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

View other Zopa products

4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Real good.

They keep you in the loop about everything, which I think is really good. You get notifications about what you've spent and how much you've got left to spend. You can set a cushion so you will never go over your limit. Everything that you need is on their quick and easy app! Reviewed on: 25th January 2022

little helper

Zopa card is so easy to use you can clearly see how much did you spend and if you pay back after few minutes your balance is updated I love my Zopa card Reviewed on: 25th January 2022

Great service

Easy application with clear contract. Reviewed on: 25th January 2022

Brilliant company

I used them for a while and have never had an issue I'm a very happy customer Reviewed on: 25th January 2022

Brilliant

No fuss no problem just fantastic Reviewed on: 25th January 2022

Simply The Best

Great App, clear and helps to build credit with multi feature tracker Reviewed on: 25th January 2022

Zopa the best credit card

Zopa is a great card to have. The app is great for keeping you up to date with what you have spent and available credit. Reviewed on: 25th January 2022

Excellent service

Always there when needed excellent service Reviewed on: 25th January 2022

Excellent card

If you need an honest and fair credit card, this is the one you should have. Reviewed on: 25th January 2022

Very useful for foreign transactions

Zopa doesn't charge a fee when purchasing in foreign currency. I use it all the time to shop from Japan. Reviewed on: 25th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday Credit Card
from Santander 4.11 from 23 reviews
Partnership Card
from John Lewis 1.32 from 892 reviews
Credit builder card
from thimbl. 4.87 from 18 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69078 reviews
Current account
from Zopa 4.93 from 6587 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub