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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

So easy

Great app, great service, so easy to navigate Reviewed on: 25th January 2022

Highly recommend

Brilliant, great customer service, understanding and reliable Reviewed on: 25th January 2022

The Credit Rating booster

With you I could be able to boost my credit limit Reviewed on: 25th January 2022

Justa good card and helpful

Easy to use easy web site. Helpful staff payments easy and and mouthy statements easy to understand. Reviewed on: 25th January 2022

Great bank

Use their credit card for over a year now very happy with the costumer service and fees thank you Reviewed on: 25th January 2022

Great company and accomodating

Great app and customer service top notch Reviewed on: 25th January 2022

Fuss less banking

Quick easy very friendly fast service very recommendable to people who don’t want any fuss it’s just brilliant service Reviewed on: 25th January 2022

Fantastic experience

Zopa have given me flexibility in my finances Reviewed on: 25th January 2022

Amazing

Really good for people who were struggling and are now back on track and need someone to believe in them Reviewed on: 25th January 2022

Excellent service

Excellent service, from the no-impact credit search, all the way thru to obtaining the card. Well done and thank you. Reviewed on: 25th January 2022

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