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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Best credit card

Reliable, Clear and Helpful, shows you your finance activities and guide you on how to improve your score Reviewed on: 28th March 2021

Credit card application

The application process was quick and very seamless and the card arrived very quickly. It's a joy to have it there just in case of an emergency. Well done Zopa. Reviewed on: 28th March 2021

Easy sign-up and fancy looking card

Was an easy sign-up, receiving the card was quick and super easy to setup on the app. Paying off the card is easy too. Reviewed on: 28th March 2021

Quick service

Pretty much instant paying your account Reviewed on: 28th March 2021

Such a great card best organisation of any card's I ever used and very customer friendly

Most helpful money service I have ever seen such brilliantly trained staff super quick service's Reviewed on: 28th March 2021

great

Great company you get what see Reviewed on: 27th March 2021

Great

I think its great and would recommend them to everyone Reviewed on: 27th March 2021

Credit card

Absolutely fantastic to deal with so friendly if you need to contact then very helpful Reviewed on: 27th March 2021

Yes

Iv try for your credit card 6 times on Facebook Reviewed on: 27th March 2021

Excellent company

I applied for a Zopa credit card and was immediately accepted with no messing around, the interest rate is reasonable compared to a lot of other credit cards, I like the fact that transactions show instantly and are applied to your account the next day. The times I've had to contact Zopa most of the customer service advisors were excellent and prompt there was only 1 time where I was completely ignored and never responded to. Excellent company 5 stars Reviewed on: 27th March 2021

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