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Zopa: Credit Card reviews

4.93
Based on 37,123 reviews, last reviewed 6th Apr 2025
447800% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great company Great for building credit, app is easy to use, absolutely no issues in the 3 years I've has a Zopa card Reviewed on: 6th April 2025
Colin Kershaw's avatar
Colin Kershaw

Latest lowest rating:

2

Had £200 credit limit for few years. Had £200 credit limit for few years.. No limit increase despite reasonable credit score and utilisation Reviewed on: 2nd April 2025
Jason Murray's avatar
Jason Murray

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (37123)

Review of the Zopa, Credit Card:

Simple and caring

5
Easy to monitor and keep track on..would recommend. Reviewed on: 15th February 2021

I have been with zopa for awhile very excellent se...

5
I have been with zopa for awhile very excellent service and would recommend Reviewed on: 6th April 2025

Always have been good for me no problems

5
Always have been good for me no problems Reviewed on: 6th April 2025

Simple access and ease of use.

5
Simple access and ease of use. Useful credit limit means I have a safety net for any unexpected expenses Reviewed on: 6th April 2025

Easy to use and quick to apply

5
Easy to use and quick to apply and set up. Reviewed on: 6th April 2025

Great service

5
Account opened really quickly, had no issues at all Reviewed on: 6th April 2025

No Bad very good

5
No Bad very good excellent very fast and very clean I am very happy Reviewed on: 6th April 2025

Love this credit card good for emergency

5
Love this credit card good for emergency Reviewed on: 6th April 2025

Great service quick response to inquiries.

5
Great service quick response to inquiries. Easy to use and easy to notify if any thing goes wrong on the account. Reviewed on: 6th April 2025

My credit rating wasn't the best

5
My credit rating wasn't the best / good but they took a chance on me and gave me the credit card . Never missed a payment . Now my score has shot up Reviewed on: 6th April 2025

I got zopa credit card and my car loan with them as...

5
I got zopa credit card and my car loan with them as well. They APR quite cheap too. Reviewed on: 6th April 2025