Write a review

Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (37181 reviews)

View other Zopa products

4.93

Based on 37,181 reviews, last reviewed 9th Apr 2025

453200% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent service and easy to apply procedures. Excellent service and easy to apply procedures. Reviewed on: 9th April 2025

Latest lowest rating:

2

Had £200 credit limit for few years. Had £200 credit limit for few years.. No limit increase despite reasonable credit score and utilisation Reviewed on: 2nd April 2025

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (37181)

Review of the Zopa, Credit Card:

Zopa

Very good credit card, many thanks Reviewed on: 15th February 2021

Just received my card with no issues.

Just received my card with no issues...very happy Reviewed on: 8th April 2025

Easy to use

Easy app to use along side the card Reviewed on: 8th April 2025

Straight forward app and easy to use

Straight forward app and easy to use Reviewed on: 8th April 2025

Trying for a credit card to build my credit file and...

Trying for a credit card to build my credit file and this company looked really good Reviewed on: 8th April 2025

Easy to use credit card !

Easy to use credit card ! having my loan and credit card in place make so much sense Reviewed on: 8th April 2025

My experience

Quick and efficient and prompt exactly what you are looking for . Reviewed on: 8th April 2025

I started with a credit card and now have a bank acc...

I started with a credit card and now have a bank account, from the start of the banking service and a savings account. Zopa is my most used financial service. Reviewed on: 8th April 2025

Very good interest rates.

Very good interest rates.Would have been top marks if I could do a a balance transfer. Reviewed on: 8th April 2025

Very recommended helpful professional people

Very helpful professional people Reviewed on: 8th April 2025

App super simple and easy to use, and to swap betwee...

App super simple and easy to use, and to swap between bank and credit card with easy payment option Reviewed on: 8th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

All in One Credit Card
from Halifax 3.94 from 71 reviews
Platinum Cashback Credit Card
from American Express 4.44 from 67 reviews
Black Diamond Visa
from Vanquis 4.82 from 8 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub