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Zopa: Credit Card reviews

4.93
Based on 40,177 reviews, last reviewed 28th Apr 2025
71% increase in 5 star reviews
in the past 90 days
80% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good service would recommend to family and frie... Very good service would recommend to family and friends. Reviewed on: 28th April 2025
Beverley Wynne 's avatar
Beverley Wynne

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (40177)

Review of the Zopa, Credit Card:

Great banking

5
Zopa has an easy app for the credit card and I especially like the big purchase option where it holds back a set amount of money for a big purchase Reviewed on: 15th April 2021

Excellent customer service.

5
Excellent customer service. No waiting days like some other card providers for the balance to show when a payment is made it comes off instantly. Reviewed on: 28th April 2025

Great experience Zopa

5
Great experience with using a Zopa credit card. Zopa has good offers and helps with credit building. Reviewed on: 28th April 2025

Had poor credit rating

4
Had poor credit rating qualified for zopa card not looked back Reviewed on: 28th April 2025

They do not over charge u as others do

5
They do not over charge u as others do Reviewed on: 28th April 2025

Really helpful and friendly service

5
Really helpful and friendly service Reviewed on: 28th April 2025

I have never had any issues with the service I recei...

5
I have never had any issues with the service I received Reviewed on: 28th April 2025

9 out of 10

5
All good nothing to complain at all very positive experience so far Reviewed on: 28th April 2025

Best credit card in the UK easy to build up credit s...

5
Best credit card in the UK easy to build up credit score and now a account I can use for my everyday purcheses. And saving intrest is just iceing on the cake Reviewed on: 28th April 2025

I have the credit card now for almost 5 years and ne...

5
I have the credit card now for almost 5 years and never had any issues. Every details, terms and conditions are clear to understand Reviewed on: 28th April 2025

Very Easy to apply .

5
Very Easy to apply . Very good credit. Low rate interest. Reviewed on: 28th April 2025

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