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Zopa: Credit Card reviews

View other Zopa products
4.93
Based on 38,587 reviews, last reviewed 22nd Apr 2025
17% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Credit card application process was easy and payment... Credit card application process was easy and payments are taken by direct debit which takes the hassle out of remembering to pay on time. Reviewed on: 22nd April 2025
Dane 's avatar
Dane

Latest lowest rating:

1

Immature Company You failed twice to set up a DD. and I ended up being charged £12. Reviewed on: 17th April 2025
Dee H's avatar
Dee H
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (38587)

Review of the Zopa, Credit Card:

Easy you can build your credit score with ZOPA,

5
Great, credit card, increases limits fairly if you using it in the smart way. Can't complain Reviewed on: 10th January 2024
Rafal's avatar
Rafal

Very flexible for what I need.

5
Very flexible for what I need..good rates and affordable repayments.. Reviewed on: 21st April 2025
Steven G's avatar
Steven G

Great card and service easy to use and customer serv...

5
Great card and service easy to use and customer service is great Reviewed on: 21st April 2025
Keith w's avatar
Keith w

Happiness

5
Helped me in getting a new car with a loan through a sister company Reviewed on: 21st April 2025
Vanessa J's avatar
Vanessa J

Great rates to suppor building credit, easy to use a...

5
Great rates to suppor building credit, easy to use app to access the account and check balances, transactions with good security when purchasing abroad. Zopa also has great offers on other finanicial products such as quick and easy loans with good interest rates Reviewed on: 21st April 2025
Darron's avatar
Darron

ZOPA IS Top Class

5
I Just started ZOPA 2 months ago, just Account but no savings account. I got Interest.Thank and ZOpa. Reviewed on: 21st April 2025
Benet Athisayarajan 's avatar
Benet Athisayarajan

Credit score.

4
Zopa excepted me with a low credit score I'm very grateful for the credit card. Thanks. Reviewed on: 21st April 2025
John G's avatar
John G

So easy to use and very supportive

5
So easy to use and very supportive Reviewed on: 21st April 2025
Carole C's avatar
Carole C

Great credit builder

5
I have used Zopa credit card to help build my credit score, they never give you more credit than you can afford. and it's easy to keep an eye on what you're spending using the app. Reviewed on: 21st April 2025
angiethompson2006@hotmail.co.uk 's avatar
angiethompson2006@hotmail.co.uk

Very reliable and satisfied.

5
Very reliable and satisfied. personally recommendous bank Reviewed on: 21st April 2025
Mirajul H's avatar
Mirajul H

Great service and professional team.

5
Great service and professional team. Reviewed on: 21st April 2025
Dean B's avatar
Dean B

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