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Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (36705 reviews)

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4.93

Based on 36,705 reviews, last reviewed 19th Mar 2025

407800% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Zopla is excellent Zopla credit card has made me financially stable and monthly payments are affordable staff are very professional. Reviewed on: 19th March 2025

Latest lowest rating:

1

Can't get any where with you . Can't get any where with you will not let me have anything Reviewed on: 17th January 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (36705)

Review of the Zopa, Credit Card:

Interest increases

I have had 5 interest rate increases in the past 12 months, 2 increases were 1 month apart. I have never been offered a credit limit increase and have had the card for 2 years +, leading me to take a new card from another provider who instantly gave me a credit limit 6 times larger than zopa, and also gave me a far lower interest rate. Reviewed on: 21st February 2023

excellent all round service, would highly recommend,...

excellent all round service, would highly recommend, couldn't fault on little bit. A++++++++ Reviewed on: 1st March 2025

Really good and had no problems with them at all...

Really good and had no problems with them at all Reviewed on: 1st March 2025

Best credit lenders around, super easy to set up and...

Best credit lenders around, super easy to set up and app makes it a doddle to repay. Reviewed on: 1st March 2025

Easy flexible credit card to use

Easy flexible credit card to use Reviewed on: 1st March 2025

Excellent service great costumer service

Excellent service great costumer service Reviewed on: 1st March 2025

Zopa are the best

I have had the best experience with Zopa they are very informative signing up was easy and the opal app is very easy to follow and I received my card within day. Perfect Reviewed on: 1st March 2025

Outstanding

Very easy to apply great customer service and hassle free Reviewed on: 1st March 2025

Easy to use

The account was super easy to set up. Application for credit was simple and the response was very quick. The app is easy to navigate and very easy to use. Reviewed on: 1st March 2025

Taking a chance

Zopa seem to take a chance on people with a lower credit score sometimes that's all someone needs to prove they are good payers. Reviewed on: 1st March 2025

Always there when needed.

Always there when needed. Very helpful. Reviewed on: 1st March 2025

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