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Zopa: Credit Card reviews

4.93
Based on 36,709 reviews, last reviewed 22nd Mar 2025
408200% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fast processing of applications, user friendly app a... Fast processing of applications, user friendly app and website. Reviewed on: 22nd March 2025
E A B's avatar
E A B

Latest lowest rating:

1

Can't get any where with you . Can't get any where with you will not let me have anything Reviewed on: 17th January 2025
Mark B's avatar
Mark B

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (36709)

Review of the Zopa, Credit Card:

Interest increases

3
I have had 5 interest rate increases in the past 12 months, 2 increases were 1 month apart. I have never been offered a credit limit increase and have had the card for 2 years +, leading me to take a new card from another provider who instantly gave me a credit limit 6 times larger than zopa, and also gave me a far lower interest rate. Reviewed on: 21st February 2023

Easy and quick services

5
Zopa has good customer service and friendly call centre stafg Reviewed on: 1st March 2025

It's very easy to use and pay it back.

5
It's very easy to use and pay it back. I found the zopa mobile app extremely developed . Reviewed on: 1st March 2025

Zopa is a Excellent Credit Card with Great Benefits

5
Zopa is a Excellent Credit Card with Great Benefits! I've been using the Zopa Credit Card for a while now, and I have to say, it’s one of the best credit cards I’ve had. The application process was smooth and straightforward, with clear eligibility checks before applying—so no surprises! One of the standout features is the real-time notifications and easy-to-use Zopa app, which makes managing my spending, repayments, and credit limit incredibly simple. The app’s interface is i... Reviewed on: 1st March 2025

Just happy, enjoying to be part of zoopa

4
Just happy, enjoying to be part of zoopa Reviewed on: 1st March 2025

Good card .

5
Good card . Good website . Useful tips on money. Reviewed on: 1st March 2025

Zopa very good card excellent staff very helpful so...

5
Zopa very good card excellent staff very helpful so yes U recemend ziopa to people Reviewed on: 1st March 2025

Best card and services, my credit history, my monthl...

5
Best card and services, my credit history, my monthly usage and control. Reviewed on: 1st March 2025

Excellent service , always friendly

5
Excellent service , always friendly Reviewed on: 1st March 2025

Easy to use .

5
Easy to use ..and customer service quick and friendly. And very helpful. Reviewed on: 1st March 2025

Zopa is really good for managing money and is great...

5
Zopa is really good for managing money and is great for shopping and feul it also caters for other products well and simple to use. Since I have Reviewed on: 1st March 2025

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