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Zopa: Credit Card reviews

4.93
Based on 36,710 reviews, last reviewed 23rd Mar 2025
408400% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service and communication. Excellent service and communication. Very happy with being a customer Reviewed on: 23rd March 2025
Stephen Suggitt's avatar
Stephen Suggitt

Latest lowest rating:

1

Can't get any where with you . Can't get any where with you will not let me have anything Reviewed on: 17th January 2025
Mark B's avatar
Mark B

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (36710)

Review of the Zopa, Credit Card:

Interest increases

3
I have had 5 interest rate increases in the past 12 months, 2 increases were 1 month apart. I have never been offered a credit limit increase and have had the card for 2 years +, leading me to take a new card from another provider who instantly gave me a credit limit 6 times larger than zopa, and also gave me a far lower interest rate. Reviewed on: 21st February 2023

Zopa is really good for managing money and is great...

5
Zopa is really good for managing money and is great for shopping and feul it also caters for other products well and simple to use. Since I have Reviewed on: 1st March 2025

Great website

5
Great website no need to go elsewhere Reviewed on: 1st March 2025

In general it has been good.

4
In general it has been good. Good rate on loan Reviewed on: 1st March 2025

It’s a really user friendly credit card that provide...

4
It’s a really user friendly credit card that provides lots of information to rebuild your credit Reviewed on: 1st March 2025

Easy to use, and can keep tabs on balance via...

5
Easy to use, and can keep tabs on balance via the app Reviewed on: 1st March 2025

Over all Zopa is pretty good.

4
Over all Zopa is pretty good. But it would be good and helpful if you could transfer funds if needed to other accounts like your bank current account for example. Your fee for withdrawing cash os a little steap Reviewed on: 1st March 2025

Excellent

5
So easy to use. No fusd, no hassle. Reviewed on: 1st March 2025

Happy customer

5
Everything good and ferfect .I like your services and it was very secure. Reviewed on: 1st March 2025

First class experience- great customer service

5
First class experience- great customer service Reviewed on: 1st March 2025

Great customer service, excellent service

5
Great customer service, excellent service Reviewed on: 28th February 2025

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